客服中心- 常見問題 - 永豐銀行

Q.開戶需要那些證件? 194937次點閱 · Q.未成年人如何申請開戶? 78280次點閱 · Q.沒時間到分行開戶，是否可委託他人辦理? 55277次點閱 · Q.未成年人配合公司開立薪資轉帳戶如何 ... 客服中心 常見問題 存款貸款 Q&A 全部 存款貸款 外匯 基金理財 信用卡 法人金融 數位金融 搜尋 進階搜尋 熱門： deposits-loans 台幣存款-開戶 [{"MOREURL":"","FAQSUBCATEGORYNUM":"00005","BANKCATEGORYNUM":"deposits-loans","FAQANSWER":"當您透過ATM進行交易，若轉入的帳號尚未辦理約定(未約定帳號)，無論是自行或是跨行轉帳，單次及當日的轉帳限額皆同為NT$30,000元。

\u003cBR\u003e若您有經常轉帳的需求，建議您可本人攜帶身分證正本，親洽永豐銀行任一分行臨櫃辦理約定帳號，約定帳號為次一營業日生效日，單筆轉帳最高可為NT$2,000,000元，每日累積最高可為NT$5,000,000元。

","FAQTITLE":"透過ATM轉帳，轉帳限額是多少?一天最多可以轉多少金額?","FAQNO":"22","DOCRURL":"","SATISFACTIONCOUNT":"38928","NEWUSERFAQTITLE":"","FAQCATEGORY":"金融卡","HOTFAQ":"高","CLICKCOUNT":"335681","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00001","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00000","BANKCATEGORYNUM":"","FAQANSWER":"當您使用金融卡至國內自動櫃員機提款，本行提款機(ATM)單次提款上限為NT$30,000元，本行存提款機(ADM)單次提款上限為NT$100,000元，跨行單次提款上限為NT$20,000元，每日最高提款金額累計上限為NT$120,000元。

","FAQTITLE":"金融卡有提領金額的限制嗎?","FAQNO":"24","DOCRURL":"","SATISFACTIONCOUNT":"465","NEWUSERFAQTITLE":"","FAQCATEGORY":"金融卡","HOTFAQ":"高","CLICKCOUNT":"207188","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00001","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00003","BANKCATEGORYNUM":"","FAQANSWER":"請您攜帶身分證正本、第二證件(如駕照、健保卡、護照等)、印鑑及臺幣帳戶開戶最低存款金額NT$1,000元至分行辦理，誠摯地歡迎您成為我們的客戶。

\r\u003cBR\u003e\r\u003cBR\u003e若您具有美國國籍身分或曾於其他國家(或地區)工作、居住滿一定天數或有其他因素、或為外籍人士，除上述開戶文件，請提供該稅務國家的稅籍編號(TIN)，或棄籍者請提徵棄籍證明。

","FAQTITLE":"開戶需要那些證件?","FAQNO":"1","DOCRURL":"","SATISFACTIONCOUNT":"3162","NEWUSERFAQTITLE":"存款開戶","FAQCATEGORY":"台幣存款","HOTFAQ":"高","CLICKCOUNT":"195120","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"開戶","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00006","NEWUSERFAQ":"1"},{"MOREURL":"","FAQSUBCATEGORYNUM":"00000","BANKCATEGORYNUM":"","FAQANSWER":"持金融卡於存款機現金存款：存入本人帳戶無金額上限；若存入非本人或採無卡存款：存入限額為每日新台幣3萬元整。

","FAQTITLE":"在ATM存款有金額限制嗎？","FAQNO":"575","DOCRURL":"","SATISFACTIONCOUNT":"369","NEWUSERFAQTITLE":"","FAQCATEGORY":"金融卡","HOTFAQ":"中","CLICKCOUNT":"150240","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00001","NEWUSERFAQ":""},{"MOREURL":"https://bank.sinopac.com/GCSDsp/DspDocDownload.aspx?item##mma","FAQSUBCATEGORYNUM":"00005","BANKCATEGORYNUM":"deposits-loans","FAQANSWER":"跨行轉帳手續費為：每筆NT$15元。

\u003cBR\u003e跨行提款手續費為：每筆NT$5元。

\u003cBR\u003e本行各項收費標準請參閱客服中心網站／文件下載／MMA→永豐商業銀行各項收費標準及公告事項。

","FAQTITLE":"跨行轉帳或提款的手續費是多少呢?","FAQNO":"25","DOCRURL":"","SATISFACTIONCOUNT":"80","NEWUSERFAQTITLE":"","FAQCATEGORY":"金融卡","HOTFAQ":"高","CLICKCOUNT":"90313","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00001","NEWUSERFAQ":""},{"MOREURL":"https://bank.sinopac.com/GCSDsp/DspDocDownload.aspx?item##deposits-loans","FAQSUBCATEGORYNUM":"00003","BANKCATEGORYNUM":"","FAQANSWER":"未滿20歲之未成年人開戶，可請法定代理人雙方攜帶下列文件共同前往分行辦理，孩子可不必前來：\r\u003cBR\u003e1.孩子的身分證(未滿14歲可憑戶口名簿或戶籍謄本)及第二證明文件(如，健保卡、學生證、護照等)\r\u003cBR\u003e2.孩子的印鑑。

\r\u003cBR\u003e3.法定代理人雙方的身分證及印鑑。

\r\u003cBR\u003e4.臺幣存款之開戶最低金額為NT$1,000元。

\r\u003cBR\u003e\r\u003cBR\u003e提醒您，未成年人開戶由監護人或父母雙方一併至本行辦理，若其中一方無法親洽，請您於客服中心網站／文件下載／存款貸款→下載填寫「未成年人開立帳戶暨辦理財富管理業務同意書」，請未能到場的一方父母親簽後加蓋印章，交由另一方至分行辦理開戶。

\r\u003cBR\u003e\r\u003cBR\u003e若您具有美國國籍身分或曾於其他國家(或地區)工作、居住滿一定天數或有其他因素、或為外籍人士，除上述開戶文件，請提供該稅務國家的稅籍編號(TIN)，或棄籍者請提徵棄籍證明。

","FAQTITLE":"未成年人如何申請開戶?","FAQNO":"3","DOCRURL":"","SATISFACTIONCOUNT":"390","NEWUSERFAQTITLE":"未成年人開戶","FAQCATEGORY":"台幣存款","HOTFAQ":"高","CLICKCOUNT":"78388","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"開戶","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00006","NEWUSERFAQ":"2"},{"MOREURL":"","FAQSUBCATEGORYNUM":"00064","BANKCATEGORYNUM":"","FAQANSWER":"客戶攜帶未到期或已到期其他縣市票據至分行臨櫃填寫委託代收票據申請書，本市票據按票訖付日期約3天；其他縣市則依付款行地區不同，約需5至7天左右。

(以上日期為參考日期，不包括外力因素，所導致的延誤)","FAQTITLE":"支票如何辦理託收?入帳時間要多久?","FAQNO":"580","DOCRURL":"","SATISFACTIONCOUNT":"108","NEWUSERFAQTITLE":"","FAQCATEGORY":"支票存款","HOTFAQ":"中","CLICKCOUNT":"70129","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00003","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00003","BANKCATEGORYNUM":"deposits-loans","FAQANSWER":"目前僅未成年人可由法定代理人或監護人代理開戶外，其他皆需請本人親自辦理開戶。

\u003cBR\u003e請您攜帶身分證正本、第二證件(如駕照、健保卡、護照等)、印鑑及台幣帳戶開戶最低存款金額NT$1,000元至分行辦理，誠摯地歡迎您成為我們的客戶。

","FAQTITLE":"沒時間到分行開戶，是否可委託他人辦理?","FAQNO":"2","DOCRURL":"","SATISFACTIONCOUNT":"110","NEWUSERFAQTITLE":"","FAQCATEGORY":"台幣存款","HOTFAQ":"中","CLICKCOUNT":"55353","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"開戶","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00006","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00007","BANKCATEGORYNUM":"deposits-loans","FAQANSWER":"定存解約辦理如下：\u003cBR\u003e1.持有實體定存單：請您攜帶身分證正本、第二證件(如駕照、健保卡、護照等)、存單與原留簽章親洽原存單開立行辦理解約。

\u003cBR\u003e2.無實體綜存存單：可於任一分行解約定存，網路銀行會員可於營業時間週一至週五上午9：00~下午11：00，透過網路銀行辦理解約。

\u003cBR\u003e提醒您，中途解約存單利息是依實際存滿期間對應原開單當日之牌告利率，且利息打八折計算。

若實際存滿期間未滿一個月，則不計算利息。

","FAQTITLE":"定期存單可以中途解約嗎?該如何辦理?利息如何計算?","FAQNO":"36","DOCRURL":"","SATISFACTIONCOUNT":"174","NEWUSERFAQTITLE":"","FAQCATEGORY":"定期存款","HOTFAQ":"中","CLICKCOUNT":"50956","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00005","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00000","BANKCATEGORYNUM":"","FAQANSWER":"國外提款需先啟用國際金融卡之功能，您可本人攜帶身分證正本洽任一分行辦理。

(註：mma悠遊Debit卡與金融儲值卡無國外提領功能)\r\u003cBR\u003e提款時，請選擇貼有MasterCard國際組織標誌或Cirrus標誌的ATM自動提款機進行操作，晶片金融卡請改輸入四位數字的磁條密碼；金融信用卡則請您使用信用卡預借現金密碼，並選擇Savingaccount選項，即可由活儲帳戶提領款項。

\r\u003cBR\u003e若您無法確認卡片原設定之磁條密碼，可請您直接透過本行提款機台重新設定，或向信用卡服務中心申請預借現金密碼，以便您可順利取款。

\r\u003cBR\u003e國外取款手續費每筆為NT$100元(部份機器行會另收取手續費，而手續費依其機器行規定收費，本行無法先行查詢)，每筆可提領限額依ATM所屬金融機構之規定，當日最高限額為等值NT$120,000元。

\r\u003cBR\u003e提領匯率兌換以您提款當日MasterCard國際組織依其指定匯率換算成美元後，再依本行牌告美元現鈔匯率換算成等值新臺幣。

","FAQTITLE":"我的金融卡可以在國外提款嗎?每日限額及手續費各是多少?","FAQNO":"27","DOCRURL":"","SATISFACTIONCOUNT":"148","NEWUSERFAQTITLE":"","FAQCATEGORY":"金融卡","HOTFAQ":"高","CLICKCOUNT":"46698","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00001","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00003","BANKCATEGORYNUM":"deposits-loans","FAQANSWER":"請您本人攜帶身分證正本、第二證件(如駕照、健保卡、護照等)、印章、雇主證明書及臺幣帳戶開戶最低存款金額NT$1,000元至分行辦理開戶。

","FAQTITLE":"未成年人配合公司開立薪資轉帳戶如何辦理開戶?","FAQNO":"5","DOCRURL":"","SATISFACTIONCOUNT":"452","NEWUSERFAQTITLE":"","FAQCATEGORY":"台幣存款","HOTFAQ":"中","CLICKCOUNT":"42766","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"開戶","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00006","NEWUSERFAQ":""},{"MOREURL":"https://www.sinotrade.com.tw/ec/20191018/index.aspx?strProd##0054\u0026strWeb##0044","FAQSUBCATEGORYNUM":"00002","BANKCATEGORYNUM":"","FAQANSWER":"當然可以！\u000bDAWHO的存款帳戶可以作為交割帳戶使用，可於DAWHOAPP下載存摺封面，將存摺封面提供給證券公司，更棒的是，在DAWHO的投資準備資金還可直接享受超高優惠存款利率，等待進場期間繼續賺利息，此外目前還有DAWHO與證券帳戶連結的活動喔!\r\u003cBR\u003e\r\u003cBR\u003e功能路徑：\r\u003cBR\u003eDAWHOAPP：更多\u003e存款\u003e匯出存摺封面\r\u003cBR\u003eMMA：申請/設定\u003e服務/帳號設定\u003e匯出存摺封面\r\u003cBR\u003e行動銀行：台/外幣\u003e帳戶總覽\u003e匯出存摺封面","FAQTITLE":"DAWHO可以當作證券交割帳戶嗎？","FAQNO":"899","DOCRURL":"","SATISFACTIONCOUNT":"160","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"41016","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"存款儲蓄","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"https://bank.sinopac.com/GCSDsp/DspDocDownload.aspx?item##mma","FAQSUBCATEGORYNUM":"00006","BANKCATEGORYNUM":"deposits-loans","FAQANSWER":"請您本人攜帶身分證正本，洽永豐銀行任一分行申請即可，補發時將向您酌收掛失費用。

\u003cBR\u003e所需收費標準請參閱客服中心網站／文件下載／MMA→永豐商業銀行各項收費標準及公告事項。

","FAQTITLE":"我的金融卡掛失了，要如何補發?","FAQNO":"19","DOCRURL":"","SATISFACTIONCOUNT":"127","NEWUSERFAQTITLE":"","FAQCATEGORY":"金融卡","HOTFAQ":"中","CLICKCOUNT":"39759","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"掛失","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00001","NEWUSERFAQ":""},{"MOREURL":"https://bank.sinopac.com/GCSDsp/DspDocDownload.aspx?item##mma","FAQSUBCATEGORYNUM":"00001","BANKCATEGORYNUM":"deposits-loans","FAQANSWER":"請您本人攜帶身分證正本、第二證件(如駕照、健保卡、護照等)，洽永豐銀行任一分行申請即可，補發時將向您酌收掛失費用。

\u003cBR\u003e所需收費標準請參閱客服中心網站／文件下載／MMA→永豐商業銀行各項收費標準及公告事項。

","FAQTITLE":"存摺掛失了要怎麼補發?","FAQNO":"15","DOCRURL":"","SATISFACTIONCOUNT":"51","NEWUSERFAQTITLE":"","FAQCATEGORY":"台幣存款","HOTFAQ":"中","CLICKCOUNT":"39276","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"掛失","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00006","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00007","BANKCATEGORYNUM":"","FAQANSWER":"自動化服務中的繳費功能，是專為繳付各種帳單而設計，轉入帳號通常為專屬之繳款帳號，而非一般實體帳號(若輸入一般實體帳號會導致交易失敗)，如信用卡款、電信帳單、水電瓦斯費等，轉帳限額而不受一般轉帳功能上限3萬元/日的限制。

","FAQTITLE":"「繳費」和「轉帳」交易有何不同？","FAQNO":"574","DOCRURL":"","SATISFACTIONCOUNT":"82","NEWUSERFAQTITLE":"","FAQCATEGORY":"金融卡","HOTFAQ":"低","CLICKCOUNT":"36888","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00001","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00000","BANKCATEGORYNUM":"deposits-loans","FAQANSWER":"二者的差異分別在開戶的對象、起息點及存款利率的不同：\u003cBR\u003e1.開戶對象：「活期儲蓄存款」的開戶對象為一般個人(自然人)；「活期存款」的開戶對象為法人（含公司戶），而一般個人亦可選擇開立「活期存款」帳戶。

\u003cBR\u003e2.起息點：最低起息額皆為NT$10,000元。

\u003cBR\u003e3.存款利率：一般情形下，「活期儲蓄存款」的存款利率會高於「活期存款」的利率。

","FAQTITLE":"請問「活期存款」與「活期儲蓄存款」有何不同?","FAQNO":"7","DOCRURL":"","SATISFACTIONCOUNT":"892","NEWUSERFAQTITLE":"","FAQCATEGORY":"台幣存款","HOTFAQ":"低","CLICKCOUNT":"36012","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00006","NEWUSERFAQ":""},{"MOREURL":"https://dawho.tw/how/use/","FAQSUBCATEGORYNUM":"00003","BANKCATEGORYNUM":"","FAQANSWER":"收到卡片後，請先依照貼卡函的說明，或點選更多說明並依照步驟完成線上開卡，開卡後為了保障您的用卡安全，請儘速到任何一家銀行ATM上執行「變更提款密碼」喔！(預設密碼為身分證字號後9碼)\r\u003cBR\u003e\r\u003cBR\u003e","FAQTITLE":"DAWHO的金融卡預設密碼是什麼？","FAQNO":"881","DOCRURL":"","SATISFACTIONCOUNT":"132","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"34741","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"現金回饋卡","ISVISIBLE":"1","SERVICEURL":"https://bank.sinopac.com/MMA8/CustomerService/BranchService/branch.html","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"https://bank.sinopac.com/GCSDsp/DspDocDownload.aspx?item##mma","FAQSUBCATEGORYNUM":"00000","BANKCATEGORYNUM":"","FAQANSWER":"當您透過自動化交易執行跨行轉帳手續費為每筆NT$15元，跨行提款手續費為每筆NT$5元，目前本行客戶如符合跨行交易優惠身分可享有手續費優惠，優惠期間為當月16日～次月15日：\r\u003cBR\u003e1.每月手續費優惠減免次數（領款／轉帳合併計算)，您可連結至客服中心網站／文件下載／MMA→永豐商業銀行各項收費標準及公告事項，第四頁，參閱詳細手續費優惠內容。

\r\u003cBR\u003e（1）上月平均餘額達5萬元：3次\r\u003cBR\u003e（2）往來資產規模NT$100萬(含)~300萬：5次\r\u003cBR\u003e（3）往來資產規模NT$300萬(含)~1500萬：8次\r\u003cBR\u003e（4）往來資產規模NT$1500萬(含)以上：16次\r\u003cBR\u003e（5）MMA+投資理財客戶(需同時持有台幣、外幣、證券、信託及黃金存摺等五項帳戶)：8次\r\u003cBR\u003e（6）持金融信用卡，每月新增1筆信用卡消費：8次(活動優惠截止日，依信用卡活動規範)\r\u003cBR\u003e2.新臺幣活期性存款帳戶，上月平均餘額之計算期間為上月1日~月底日。

\r\u003cBR\u003e3.「往來資產規模」主要包含臺外幣存款、信託理財商品、結構型商品、實收保費、黃金存摺及其他各項理財商品之上月平均餘額；惟「薪資戶」、「特別優待」及「個人無擔循環額度」已個別帳戶給予優惠次數者，該帳戶之存款則不納入計算。

\r\u003cBR\u003e4.以上身份優惠次數取其優，減免方式採交易即時生效；跨行繳費(即全國繳費)與國外領款無優惠減免。

","FAQTITLE":"以前跨行轉帳或提款時，好像沒有被收手續費，為什麼現在被扣收了呢?","FAQNO":"26","DOCRURL":"","SATISFACTIONCOUNT":"140","NEWUSERFAQTITLE":"","FAQCATEGORY":"金融卡","HOTFAQ":"高","CLICKCOUNT":"29436","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00001","NEWUSERFAQ":""},{"MOREURL":"https://bank.sinopac.com/GCSDsp/DspDocDownload.aspx?item##mma","FAQSUBCATEGORYNUM":"00000","BANKCATEGORYNUM":"","FAQANSWER":"網路銀行及網路ATM皆可提供近一年帳戶往來明細查詢，請您多加利用。

若您需要其他區間，您本人可透過：\r\u003cBR\u003e1.客服中心：經電話服務密碼認證後，由服務人員協助申請寄送。

\r\u003cBR\u003e2.分行：本人攜帶身份證或代理人攜帶雙方身份證、存戶原留印鑑，洽任一分行申請，惟為保護客戶資料，由代理人代辦需經本行照會存戶本人，確認委託事實後辦理。

\r\u003cBR\u003e另數位帳戶客戶，請本人攜帶身份證、第二證件及開戶認證用手機洽任一分行申請。

(無法委託他人代辦)\r\u003cBR\u003e提醒您，申請帳戶往來明細所需收費標準請參閱客服中心網站／文件下載／MMA→永豐商業銀行各項收費標準及公告事項。

","FAQTITLE":"如何申請帳戶的往來明細？","FAQNO":"576","DOCRURL":"","SATISFACTIONCOUNT":"43","NEWUSERFAQTITLE":"","FAQCATEGORY":"其它綜合","HOTFAQ":"中","CLICKCOUNT":"29241","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00004","NEWUSERFAQ":""},{"MOREURL":"https://bank.sinopac.com/GCSDsp/DspDocDownload.aspx?item##mma","FAQSUBCATEGORYNUM":"00002","BANKCATEGORYNUM":"","FAQANSWER":"請您本人攜帶身分證、第二證件(如駕照、健保卡、護照等)、舊存摺及新印鑑洽任一分行臨櫃辦理。

\r\u003cBR\u003e\r\u003cBR\u003e提醒您，變更戶名需同時更換印鑑，將與您收取變更印鑑手續費NT$100元。

\r\u003cBR\u003e\r\u003cBR\u003e異動所需收費標準請參閱客服中心網站／文件下載／MMA→永豐商業銀行各項收費標準及公告事項。

","FAQTITLE":"我改名字了，該如何變更帳戶姓名?","FAQNO":"10","DOCRURL":"","SATISFACTIONCOUNT":"53","NEWUSERFAQTITLE":"","FAQCATEGORY":"台幣存款","HOTFAQ":"中","CLICKCOUNT":"26050","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"異動變更","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00006","NEWUSERFAQ":""},{"MOREURL":"https://dawho.tw/how/use/","FAQSUBCATEGORYNUM":"00003","BANKCATEGORYNUM":"","FAQANSWER":"DAWHO開戶成功後，會收到以郵寄方式寄送的「DAWHO現金回饋Debit卡」（大約七個工作天），收到卡片後，請依照貼卡函的說明，或點選更多說明，按照步驟操作就可以立即啟用並享受DAWHO專屬優惠囉！","FAQTITLE":"拿到全新Debit卡要怎樣開卡啟用？","FAQNO":"885","DOCRURL":"","SATISFACTIONCOUNT":"46","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"24454","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"現金回饋卡","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00005","BANKCATEGORYNUM":"deposits-loans","FAQANSWER":"永豐銀行代號為807，透過ATM轉帳時，請在ATM輸入銀行代號之後，再輸入永豐銀行帳號共14碼及轉帳金額即可。

\u003cBR\u003e提醒您，在操作ATM轉帳時，經帳號與金額確認之後，款項會立即從您的帳戶扣除，因此請您務必確認轉入帳號與金額是否正確。

","FAQTITLE":"永豐銀行的轉帳代碼是多少?如要何透過ATM轉帳呢?","FAQNO":"29","DOCRURL":"","SATISFACTIONCOUNT":"167","NEWUSERFAQTITLE":"","FAQCATEGORY":"金融卡","HOTFAQ":"中","CLICKCOUNT":"24308","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00001","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00000","BANKCATEGORYNUM":"","FAQANSWER":"您可透過永豐銀行帳戶扣款轉帳購買，票面金額不限。

開立本支的手續費請參閱客服中心網站／文件下載／MMA→永豐商業銀行各項收費標準及公告事項。

","FAQTITLE":"如何開立本行支票?","FAQNO":"581","DOCRURL":"","SATISFACTIONCOUNT":"21","NEWUSERFAQTITLE":"","FAQCATEGORY":"支票存款","HOTFAQ":"低","CLICKCOUNT":"23931","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00003","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00001","BANKCATEGORYNUM":"","FAQANSWER":"DAWHO是「數位帳戶」所以沒有實體存摺喔！\r\u003cBR\u003e可以利用DAWHOAPP、網路銀行或行動銀行查詢帳戶，或查看電子對帳單進行對帳。

\r\u003cBR\u003e\r\u003cBR\u003e小提醒：如果需要存摺封面可於DAWHOAPP、MMA網路銀行或行動銀行下載，功能路徑：\r\u003cBR\u003e1.DAWHOAPP：更多\u003e存款\u003e匯出存摺封面\r\u003cBR\u003e2.MMA：申請/設定\u003e服務/帳號設定\u003e匯出存摺封面\r\u003cBR\u003e3.行動銀行：台/外幣\u003e帳戶總覽\u003e匯出存摺封面","FAQTITLE":"DAWHO數位帳戶有實體存摺嗎？","FAQNO":"934","DOCRURL":"","SATISFACTIONCOUNT":"94","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"高","CLICKCOUNT":"23678","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"開戶申請","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00002","BANKCATEGORYNUM":"","FAQANSWER":"存錢進DAWHO真的超級容易！如果是現金，可以用24小時的自動存款機，直接存進帳戶。

如果錢在其他銀行，可以用網路銀行或是ATM轉帳的方式，把錢轉進DAWHO，賺取DAWHO專屬的存款利息！","FAQTITLE":"如何把錢存進DAWHO存款帳戶？","FAQNO":"891","DOCRURL":"","SATISFACTIONCOUNT":"56","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"22770","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"存款儲蓄","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"https://bank.sinopac.com/GCSDsp/DspDocDownload.aspx?item##mma","FAQSUBCATEGORYNUM":"00000","BANKCATEGORYNUM":"","FAQANSWER":"您可申請指定帳戶或個人名下所有台外幣帳戶，於特定日或至前一營業日(日終)餘額的存款證明，請透過以下方式辦理：\r\u003cBR\u003e1.本人致電本行24小時客服中心(02)2505-9999，驗證電話服務密碼後，由線上服務人員申請郵寄。

\r\u003cBR\u003e2.分行：本人攜帶身分證或代理人攜帶存戶原留印鑑，洽任一分行申請，惟為保護客戶資料，由代理人代辦需經本行照會存戶本人，確認委託事實後辦理。

\r\u003cBR\u003e提醒您\r\u003cBR\u003e1.存款證明核發予否，需經審視資金來源及往來狀況後無異方可提供。

\r\u003cBR\u003e2.申請存款證明所需收費標準請參閱客服中心網站／文件下載／MMA→永豐商業銀行各項收費標準及公告事項。

\r\u003cBR\u003e","FAQTITLE":"如何申請個人存款證明？","FAQNO":"577","DOCRURL":"","SATISFACTIONCOUNT":"49","NEWUSERFAQTITLE":"","FAQCATEGORY":"其它綜合","HOTFAQ":"低","CLICKCOUNT":"22316","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00004","NEWUSERFAQ":""},{"MOREURL":"https://bank.sinopac.com/GCSDsp/DspDocDownload.aspx?item##mma","FAQSUBCATEGORYNUM":"00005","BANKCATEGORYNUM":"deposits-loans","FAQANSWER":"您可先透過客服中心網站／文件下載／MMA→下載填寫「自動化服務-約定轉帳帳號/變更申請書」，並請您本人攜帶申請書、身分證正本至永豐銀行任一分行臨櫃辦理，約定帳號生效日為申請後次一營業日。

","FAQTITLE":"申請約定帳號是否需填寫表單，網路上是否有提供下載呢?","FAQNO":"23","DOCRURL":"","SATISFACTIONCOUNT":"124","NEWUSERFAQTITLE":"","FAQCATEGORY":"金融卡","HOTFAQ":"高","CLICKCOUNT":"21831","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00001","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00001","BANKCATEGORYNUM":"deposits-loans","FAQANSWER":"掛失之後存摺即無法使用，請您放心；提醒您務必妥善保管您的帳戶資料，並於遺失後的第一時間通知本行協助您進行掛失。

","FAQTITLE":"如果存摺掛失後被人撿到會有盜領風險嗎?","FAQNO":"14","DOCRURL":"","SATISFACTIONCOUNT":"21","NEWUSERFAQTITLE":"","FAQCATEGORY":"台幣存款","HOTFAQ":"中","CLICKCOUNT":"20847","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"掛失","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00006","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00005","BANKCATEGORYNUM":"deposits-loans","FAQANSWER":"因考量帳戶交易之安全需求，需請您本人攜帶身分證及金融卡親洽永豐銀行任一分行辦理解鎖及重新設定密碼，即可恢復使用。

","FAQTITLE":"我的金融卡密碼錯誤遭鎖卡，該如何處理?","FAQNO":"28","DOCRURL":"","SATISFACTIONCOUNT":"145","NEWUSERFAQTITLE":"","FAQCATEGORY":"金融卡","HOTFAQ":"中","CLICKCOUNT":"20276","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00001","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00000","BANKCATEGORYNUM":"deposits-loans","FAQANSWER":"請您本人或親友，攜帶舊存摺到永豐銀行全省任一分行臨櫃換發即可。

","FAQTITLE":"我的存摺資料補登已滿，要如何更換存摺?","FAQNO":"8","DOCRURL":"","SATISFACTIONCOUNT":"200","NEWUSERFAQTITLE":"","FAQCATEGORY":"台幣存款","HOTFAQ":"中","CLICKCOUNT":"19750","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00006","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00000","BANKCATEGORYNUM":"","FAQANSWER":"請您本人攜帶身分證正本及金融卡親洽永豐銀行任一分行臨櫃辦理晶片金融卡密碼重新設定，以確保卡片使用的安全，密碼重設不需收費，請您放心。

\r\u003cBR\u003e","FAQTITLE":"金融卡提款密碼忘記了該如何處理?需要收費嗎?","FAQNO":"20","DOCRURL":"","SATISFACTIONCOUNT":"219","NEWUSERFAQTITLE":"","FAQCATEGORY":"金融卡","HOTFAQ":"中","CLICKCOUNT":"19428","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00001","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00007","BANKCATEGORYNUM":"deposits-loans","FAQANSWER":"定期存款：開戶最低金額為NT10,000以上，期限為1至36個月止，利息可每月領取亦可到期一併領取，皆為單利計息。

\u003cBR\u003e定期儲蓄存款：開戶最低金額為NT10,000以上，期限為12至36個月止，利息可每月領取亦可到期一併領取，若為到期一併領取則可複利計息。

開戶資格必須為個人或非營利法人，以儲蓄資金為目的之定期存款。

","FAQTITLE":"定期存款與定期儲蓄存款有何不同?","FAQNO":"39","DOCRURL":"","SATISFACTIONCOUNT":"126","NEWUSERFAQTITLE":"","FAQCATEGORY":"定期存款","HOTFAQ":"高","CLICKCOUNT":"18645","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00005","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00006","BANKCATEGORYNUM":"deposits-loans","FAQANSWER":"請您立即撥打24小時客服中心(02)2505-9999按1再按9，由服務人員為您辦理掛失。

","FAQTITLE":"我的金融卡遺失了，該怎麼辦呢?","FAQNO":"18","DOCRURL":"","SATISFACTIONCOUNT":"84","NEWUSERFAQTITLE":"","FAQCATEGORY":"金融卡","HOTFAQ":"中","CLICKCOUNT":"18339","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"掛失","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00001","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00007","BANKCATEGORYNUM":"deposits-loans","FAQANSWER":"本行目前所有定期性存款皆依據約定利率按「實際天數」計息，每月領取的利息會因每月日曆天數不同而略有差異，全年利息收入總額不受影響。

\u003cBR\u003e計息方式是每月定存利息為「本金×定存利率÷365天×當月實際天數」，未滿一元的小數點是採四捨五入至整數計算。

","FAQTITLE":"定存利息是如何計算?","FAQNO":"34","DOCRURL":"","SATISFACTIONCOUNT":"54","NEWUSERFAQTITLE":"","FAQCATEGORY":"定期存款","HOTFAQ":"中","CLICKCOUNT":"17565","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00005","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00000","BANKCATEGORYNUM":"","FAQANSWER":"您可透過下列方式進行開卡：\r\u003cBR\u003e1.分行：請您本人攜帶身分證正本及晶片金融卡親洽永豐銀行任一分行臨櫃辦理金融卡啟用。

\r\u003cBR\u003e2.ATM機台：原已持有金融信用卡之客戶，可透過永豐銀行ATM機台以舊卡開啟新卡，或憑「語音/理財密碼」驗證啟用新卡。

","FAQTITLE":"我收到新的金融信用卡，要如何開卡?","FAQNO":"21","DOCRURL":"","SATISFACTIONCOUNT":"31","NEWUSERFAQTITLE":"金融卡開卡","FAQCATEGORY":"金融卡","HOTFAQ":"高","CLICKCOUNT":"17008","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00001","NEWUSERFAQ":"3"},{"MOREURL":"","FAQSUBCATEGORYNUM":"00003","BANKCATEGORYNUM":"","FAQANSWER":"可以的，「DAWHO現金回饋Debit卡」的悠遊卡有自動加值功能，方便日常搭乘交通工具、停車或是小額消費使用。

\r\u003cBR\u003e\r\u003cBR\u003e悠遊卡自動加值，每天最多可以6次，每次儲值500元，每次單筆消費金額上限為新台幣1,000元，每日悠遊卡扣款消費交易最高為新台幣3,000元。

Debit卡只能在悠遊卡加值機(AVM)及小額消費端末設備(如超商)等連線式設備才可以自動加值。

","FAQTITLE":"Debit卡的悠遊卡可以自動加值嗎？","FAQNO":"876","DOCRURL":"","SATISFACTIONCOUNT":"24","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"16660","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"現金回饋卡","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00008","BANKCATEGORYNUM":"deposits-loans","FAQANSWER":"1.透過MMA金融交易網工具列點選臺幣→貸款→貸款明細，查詢貸款餘額至前一營業日的繳款明細，或\u003cBR\u003e2.申請電子綜合對帳單，每月通知貸款往來明細。

","FAQTITLE":"如何了解我現在的貸款餘額及繳款狀況?","FAQNO":"47","DOCRURL":"","SATISFACTIONCOUNT":"145","NEWUSERFAQTITLE":"","FAQCATEGORY":"個人貸款","HOTFAQ":"中","CLICKCOUNT":"16266","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00002","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00003","BANKCATEGORYNUM":"","FAQANSWER":"小孩不一定要同來，父母代理即可。

","FAQTITLE":"未成年人帳戶開戶時，小孩及父母是否應同時到分行?","FAQNO":"4","DOCRURL":"","SATISFACTIONCOUNT":"61","NEWUSERFAQTITLE":"未成年開戶","FAQCATEGORY":"台幣存款","HOTFAQ":"高","CLICKCOUNT":"13471","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"開戶","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00006","NEWUSERFAQ":""},{"MOREURL":"https://mma.sinopac.com/Plan/PlanFrame.aspx?url##channel/plan/plan4-1.html\u0026show##1","FAQSUBCATEGORYNUM":"00000","BANKCATEGORYNUM":"","FAQANSWER":"您可以點選更多說明，透過各產品的試算服務，清楚掌握個人財務狀況。

","FAQTITLE":"我想估算一下每個月貸款的繳款金額，應如何計算?","FAQNO":"45","DOCRURL":"","SATISFACTIONCOUNT":"336","NEWUSERFAQTITLE":"","FAQCATEGORY":"個人貸款","HOTFAQ":"中","CLICKCOUNT":"13389","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00002","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00007","BANKCATEGORYNUM":"deposits-loans","FAQANSWER":"您可透過定存單質借動用存款做為資金運用，辦理方式如下：\u003cBR\u003e1.實體定存單：請您本人攜帶身分證正本、原留印鑑及定存單至原存單開立行辦理存單質借。

\u003cBR\u003e2.無實體綜存存單且已申請語音服務功能：可於營業時間週一至週五上午9：00~下午3：30，透過客服中心開啟定存單質借功能。

\u003cBR\u003e提醒您，您可動用的金額為存單面額總額的95%；存單質借利率依您所有定存單加權平均利率加1.5%，按日計息。

","FAQTITLE":"我的台幣定存還要三個月才到期，可是我急需用錢，除了解約還有別的辦法嗎?","FAQNO":"32","DOCRURL":"","SATISFACTIONCOUNT":"22","NEWUSERFAQTITLE":"","FAQCATEGORY":"定期存款","HOTFAQ":"中","CLICKCOUNT":"12747","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00005","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00007","BANKCATEGORYNUM":"deposits-loans","FAQANSWER":"零存整付：您可向銀行約定12至36個月的期間，按月存入一定金額，到期一次提取本金及利息的儲蓄性定期存款。

\u003cBR\u003e一般定存：由存戶約定年限及金額，將本金一次存入，按月支領利息，到期領回本金(亦可選擇到期本息一起領回)之儲蓄性定期存款。

","FAQTITLE":"零存整付的定存與一般定期存款有何差異?","FAQNO":"40","DOCRURL":"","SATISFACTIONCOUNT":"112","NEWUSERFAQTITLE":"","FAQCATEGORY":"定期存款","HOTFAQ":"中","CLICKCOUNT":"12720","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00005","NEWUSERFAQ":""},{"MOREURL":"https://bank.sinopac.com/GCSDsp/DspDocDownload.aspx?item##mma","FAQSUBCATEGORYNUM":"00001","BANKCATEGORYNUM":"deposits-loans","FAQANSWER":"請您本人攜帶身分證正本、第二證件(如駕照、健保卡、護照等)及新印鑑到永豐銀行任一分行辦理變更，新印鑑為隔日生效。

\u003cBR\u003e變更印鑑手續費，所需收費標準請參閱客服中心網站／文件下載／MMA→永豐商業銀行各項收費標準及公告事項。

","FAQTITLE":"我的印鑑掛失了，要怎麼變更?","FAQNO":"17","DOCRURL":"","SATISFACTIONCOUNT":"31","NEWUSERFAQTITLE":"","FAQCATEGORY":"台幣存款","HOTFAQ":"中","CLICKCOUNT":"12333","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"掛失","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00006","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00002","BANKCATEGORYNUM":"","FAQANSWER":"DAWHO優惠臺幣活期儲蓄存款，新臺幣1元就開始計算利息(每日計息，每月20日結算，21日付息)，存越多賺越多，存越早賺越飽。

","FAQTITLE":"DAWHO要存多少錢才開始計算利息？","FAQNO":"893","DOCRURL":"","SATISFACTIONCOUNT":"30","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"11342","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"存款儲蓄","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00003","BANKCATEGORYNUM":"deposits-loans","FAQANSWER":"煩請您本人攜帶下列文件至任一分行辨理：\u003cBR\u003e1.合法入境簽證或蓋有入境許可戳記之國外護照\u003cBR\u003e2.居留證或中華民國統一證號資料表\u003cBR\u003e3.臺幣帳戶開戶最低存款金額NT$1,000元。

\u003cBR\u003e提醒您，目前外藉人士開立外幣帳戶，仍有部分限制，請您至分行開立帳戶時，再進一步諮詢，誠摯地歡迎您成為我們的客戶。

","FAQTITLE":"外國人如何辦理開設新台幣存款開戶?","FAQNO":"6","DOCRURL":"","SATISFACTIONCOUNT":"29","NEWUSERFAQTITLE":"","FAQCATEGORY":"台幣存款","HOTFAQ":"低","CLICKCOUNT":"10519","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"開戶","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00006","NEWUSERFAQ":""},{"MOREURL":"https://mma.sinopac.com/MemberPortal/Member/MmaInfoFrame.aspx?url##channel/other/fee.html","FAQSUBCATEGORYNUM":"00002","BANKCATEGORYNUM":"","FAQANSWER":"當然可以！\r\u003cBR\u003eDAWHO是一個整合數位帳戶，開戶完成後自動啟用了外幣數位存款帳戶，更提供了VIP等級的換匯優惠，不管是出國旅遊或是投資買賣外幣都可以換越多賺越多，還可以參加永豐銀行外幣定存優惠方案，讓外幣存款更有價值。

\r\u003cBR\u003e\r\u003cBR\u003e※臨櫃外幣現鈔存入外幣帳戶之收費標準※\r\u003cBR\u003e美元：美金金額*0.3，以新臺幣計收，最低100元\r\u003cBR\u003e其餘外幣：外幣金額*即期買入匯率*1%，以新臺幣計收，最低100元\r\u003cBR\u003e(人民幣200,000(含)以上，整筆收取3%)\r\u003cBR\u003e*如為特殊鈔券，需另加收特殊鈔券處理費\r\u003cBR\u003e*如將外幣匯入DAWHO外幣帳戶，依本行各項服務收費標準及公告事項，將收取國外匯入匯款手續費400元/筆。

\r\u003cBR\u003e\r\u003cBR\u003e小提醒：如果想將外幣匯入DAWHO外幣帳戶，可於MMA網路銀行或行動銀行下載存摺封面，即可查詢匯款資訊喔！\r\u003cBR\u003e\r\u003cBR\u003e功能路徑：\r\u003cBR\u003e1.DAWHOAPP：更多\u003e存款\u003e匯出存摺封面\r\u003cBR\u003e2.MMA：申請/設定\u003e服務/帳號設定\u003e匯出存摺封面\r\u003cBR\u003e3.行動銀行：台/外幣\u003e帳戶總覽\u003e匯出存摺封面","FAQTITLE":"DAWHO可以存外幣嗎？","FAQNO":"894","DOCRURL":"","SATISFACTIONCOUNT":"14","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"9973","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"存款儲蓄","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"https://dawho.tw/about/saving/","FAQSUBCATEGORYNUM":"00002","BANKCATEGORYNUM":"","FAQANSWER":"DAWHO提供了超優惠的臺幣活期儲蓄存款，存越多賺越多，存越早賺越飽！最新活動及優惠期間請詳見更多說明。

","FAQTITLE":"DAWHO的優惠存款利率是多少？","FAQNO":"892","DOCRURL":"","SATISFACTIONCOUNT":"22","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"9259","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"存款儲蓄","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00062","BANKCATEGORYNUM":"deposits-loans","FAQANSWER":"申請：以本行帳戶或信用卡代繳時，請您攜帶帳戶取款印鑑或信用卡，且另外需攜帶委託代繳項目之當月或上月份費用收據(或影本)(國民年金及停車費不須出示)，至永豐銀行任一分行臨櫃辦理，或填妥「代繳公用事業費用申請、變更、終止約定書」及「共用委託書」後委託他人至任一分行臨櫃辦理。

\u003cBR\u003e取消：同申請","FAQTITLE":"我要怎麼辦理或取消水、電、電話費等的代扣?","FAQNO":"51","DOCRURL":"","SATISFACTIONCOUNT":"41","NEWUSERFAQTITLE":"","FAQCATEGORY":"其它綜合","HOTFAQ":"中","CLICKCOUNT":"8833","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"代扣代繳","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00004","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00002","BANKCATEGORYNUM":"deposits-loans","FAQANSWER":"您可透過下列方式進行變更：\u003cBR\u003e1.MMA金融交易網會員：可透過MMA金融交易網／申請設定/變更→變更聯絡資料。

\u003cBR\u003e2.客服中心：已申請電話語音密碼客戶，可致電本行24小時客服中心(02)2505-9999，經由驗證密碼成功後由服務人員協助變更。

\u003cBR\u003e3.或本人攜帶身分證正本至永豐銀行任一分行臨櫃辦理變更。

","FAQTITLE":"我要變更我的通訊資料?","FAQNO":"12","DOCRURL":"","SATISFACTIONCOUNT":"26","NEWUSERFAQTITLE":"","FAQCATEGORY":"台幣存款","HOTFAQ":"中","CLICKCOUNT":"8761","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"異動變更","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00006","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00064","BANKCATEGORYNUM":"","FAQANSWER":"空白票申請製發約需3至5個工作日，建議您可先致電本行24小時客服中心(02)2505-9999，由線上服務人員協助申請後，再持填妥的領票證洽您所指定分行領取。

","FAQTITLE":"手邊的空白支票用完了，要如何申請?","FAQNO":"583","DOCRURL":"","SATISFACTIONCOUNT":"14","NEWUSERFAQTITLE":"","FAQCATEGORY":"支票存款","HOTFAQ":"中","CLICKCOUNT":"8581","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00003","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00001","BANKCATEGORYNUM":"deposits-loans","FAQANSWER":"請您立即撥打24小時客服中心(02)2505-9999按1再按9，由服務人員為您辦理掛失。

","FAQTITLE":"我的存摺不見了，怎麼辦?","FAQNO":"13","DOCRURL":"","SATISFACTIONCOUNT":"16","NEWUSERFAQTITLE":"","FAQCATEGORY":"台幣存款","HOTFAQ":"中","CLICKCOUNT":"7917","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"掛失","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00006","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00000","BANKCATEGORYNUM":"","FAQANSWER":"DAWHO是永豐銀行的數位帳戶，要讓您享受和銀行VIP大戶同等的服務－更高的存款利息、更多的刷卡現金回饋、更優惠的外幣換匯、實用的免費跨行提款轉帳、超多檔免手續費的基金投資，以及便利的網路銀行服務。

","FAQTITLE":"什麼是大戶DAWHO數位帳戶？","FAQNO":"903","DOCRURL":"","SATISFACTIONCOUNT":"72","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"7842","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"帳戶介紹","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"https://dawho.tw/about/saving","FAQSUBCATEGORYNUM":"00000","BANKCATEGORYNUM":"","FAQANSWER":"DAWHO是一個整合數位帳戶，服務內容非常豐富，包括：\r\u003cBR\u003e1.臺幣存款帳戶：專屬優惠利率（最高1.1%）的臺幣活期儲蓄存款。

\r\u003cBR\u003e2.外幣存款帳戶：可以優惠買賣外幣的存款帳戶（最高減6分）。

\r\u003cBR\u003e3.信託帳戶：可以享受手續費優惠的基金投資信託帳戶（最低免手續費）。

\r\u003cBR\u003e4.DAWHO現金回饋Debit卡：開戶就可以得到的一張多功能整合卡，包含了晶片金融卡(提款、轉帳與繳費)、悠遊卡(交通與消費)以及直接扣存款帳戶刷卡消費而且提供現金回饋的Debit卡。

\r\u003cBR\u003e5.專屬每月跨行提款與轉帳最高共20次免手續費優惠（跨行提款及跨行轉帳次數合併計算，不含繳費、跨行存款等功能，每月優惠減免次數期間為當月16日~次月15日）。

\r\u003cBR\u003e6.DAWHO現金回饋信用卡：開戶後可以申請也具有悠遊卡功能的信用卡，包含高額度的現金回饋(一般消費國內1%、國外2%)，以及專屬特定活動的加碼刷卡優惠(指定任務加碼1%、特定通路加碼5%，額外部分有額度上限)，詳請洽DAWHO專區的注意事項。

\r\u003cBR\u003e\r\u003cBR\u003e特別提醒：優惠方案有活動期間限定，請點選更多說明確認。

","FAQTITLE":"DAWHO有什麼服務?","FAQNO":"932","DOCRURL":"","SATISFACTIONCOUNT":"6","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"7221","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"帳戶介紹","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00009","BANKCATEGORYNUM":"deposits-loans","FAQANSWER":"配合財政部推行所得稅各式憑單免填發作業，若您需確認年度利息所得狀況，您可於：\u003cBR\u003e1.MMA金融交易網／申請設定/申請→點選下載「扣繳憑單/繳息清單」。

\u003cBR\u003e2.本人致電本行24小時客服中心(02)2505-9999，經驗證密碼或核對客戶身分無誤後，透過線上服務人員協助您補(寄)發。

以核對客戶基本資料者，限郵寄原留存之通訊地址。

\u003cBR\u003e3.或請您本人攜帶身分證正本至永豐銀行任一分行，或請代理人出示委託書及雙方身分證正本，由分行電話照會本人即可補發。

","FAQTITLE":"為什麼還沒收到當年度的扣繳憑單的資料?","FAQNO":"52","DOCRURL":"","SATISFACTIONCOUNT":"12","NEWUSERFAQTITLE":"","FAQCATEGORY":"其它綜合","HOTFAQ":"中","CLICKCOUNT":"6651","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00004","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00008","BANKCATEGORYNUM":"deposits-loans","FAQANSWER":"貸款利息以每日放款餘額×定約利率/365，按日計息，每月因日曆天數不同而金額有所差異。

","FAQTITLE":"貸款利息是如何計算?","FAQNO":"46","DOCRURL":"","SATISFACTIONCOUNT":"46","NEWUSERFAQTITLE":"","FAQCATEGORY":"個人貸款","HOTFAQ":"中","CLICKCOUNT":"6491","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00002","NEWUSERFAQ":""},{"MOREURL":"https://dawho.tw/how/apply/","FAQSUBCATEGORYNUM":"00002","BANKCATEGORYNUM":"","FAQANSWER":"DAWHO是一個整合數位帳戶，服務內容非常豐富，包括：\r\u003cBR\u003e1.\t臺幣存款帳戶：專屬優惠利率（最高1.1%）的臺幣活期儲蓄存款。

\r\u003cBR\u003e2.\t外幣存款帳戶：可以優惠買賣外幣的存款帳戶（最高減6分）。

\r\u003cBR\u003e3.\t信託帳戶：可以享受手續費優惠的基金投資信託帳戶（最低免手續費）。

\r\u003cBR\u003e4.\tDAWHO現金回饋Debit卡：開戶就可以得到的一張多功能整合卡，包含了晶片金融卡(提款、轉帳與繳費)、悠遊卡(交通與消費)以及直接扣存款帳戶刷卡消費而且提供現金回饋的Debit卡。

\r\u003cBR\u003e5.\t專屬每月跨行提款與轉帳最高共20次免手續費優惠（跨行提款及跨行轉帳次數合併計算，不含繳費、跨行存款等功能，每月優惠減免次數期間為當月16日~次月15日）。

\r\u003cBR\u003e6.\tDAWHO現金回饋信用卡：開戶後可申請也具有悠遊卡功能的信用卡，包含高額度的現金回饋(一般消費國內1%、國外2%)，以及專屬特定活動的加碼刷卡優惠(指定任務加碼1%、特定通路加碼5%，額外部分有額度上限)，詳請洽DAWHO專區的注意事項。

\r\u003cBR\u003e\r\u003cBR\u003e特別提醒：優惠方案有活動期間限定，請詳見更多說明。

","FAQTITLE":"DAWHO有什麼服務？","FAQNO":"897","DOCRURL":"","SATISFACTIONCOUNT":"9","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"6165","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"存款儲蓄","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00000","BANKCATEGORYNUM":"","FAQANSWER":"請您(原購買人)攜帶身分證、支票及存摺，回到原發票行換回即可。

","FAQTITLE":"原開立的銀行本支，用不到了，要怎麼回存？","FAQNO":"582","DOCRURL":"","SATISFACTIONCOUNT":"3","NEWUSERFAQTITLE":"","FAQCATEGORY":"支票存款","HOTFAQ":"低","CLICKCOUNT":"6103","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00003","NEWUSERFAQ":""},{"MOREURL":"https://bank.sinopac.com/sinopacBT/webevents/ec/2017mobile/nocard.html","FAQSUBCATEGORYNUM":"00004","BANKCATEGORYNUM":"","FAQANSWER":"這是一定要的，DAWHO手機就是提款卡！\r\u003cBR\u003e請先準備DAWHO金融卡，找到就近的永豐銀行ATM進行設定，成功設定之後就可以透過永豐銀行DAWHOAPP「無卡提款」用手機領錢了喔。

\r\u003cBR\u003e","FAQTITLE":"DAWHO可以用手機「無卡提款」嗎？","FAQNO":"884","DOCRURL":"","SATISFACTIONCOUNT":"10","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"5775","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"提款轉帳","ISVISIBLE":"1","SERVICEURL":"https://bank.sinopac.com/MMA8/CustomerService/BranchService/branch.html","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"https://bank.sinopac.com/GCSDsp/DspDocDownload.aspx?item##mma","FAQSUBCATEGORYNUM":"00002","BANKCATEGORYNUM":"deposits-loans","FAQANSWER":"請您本人攜帶身分證正本、第二證件(如駕照、健保卡、護照等)、新印鑑至永豐銀行全省任一分行臨櫃辦理，新印鑑為隔日生效，異動所需收費標準請參閱客服中心網站／文件下載／MMA→永豐商業銀行各項收費標準及公告事項。

","FAQTITLE":"如何變更存款印鑑?","FAQNO":"11","DOCRURL":"","SATISFACTIONCOUNT":"9","NEWUSERFAQTITLE":"","FAQCATEGORY":"台幣存款","HOTFAQ":"中","CLICKCOUNT":"5036","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"異動變更","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00006","NEWUSERFAQ":""},{"MOREURL":"https://mma.sinopac.com/MemberPortal/Member/MmaInfoFrame.aspx?url##channel/other/fee.html","FAQSUBCATEGORYNUM":"00002","BANKCATEGORYNUM":"","FAQANSWER":"DAWHO是數位帳戶，請儘量使用網路避免走上馬路。

當然，有時候總是會有到分行臨櫃的需求，DAWHO也可以在分行臨櫃享受基本服務的（如提款、資料變更等），但需要本人親自辦理。

如果臨櫃要進行提款、轉帳、臺、外幣匯款及買賣外幣現鈔等服務，因為DAWHO是數位帳戶，將酌收臨櫃服務費用新臺幣100元整。

\r\u003cBR\u003e\r\u003cBR\u003e好康優惠延長：\r\u003cBR\u003e即日起至2022年06月30日止免加收新台幣100元臨櫃服務費，最新優惠期間依dawho.tw為準，請詳見線上服務。

\r\u003cBR\u003e其他收費項目仍依本行「各項收費標準及公告事項」辦理，請詳請見更多說明。

","FAQTITLE":"DAWHO可以使用分行臨櫃的服務嗎？","FAQNO":"917","DOCRURL":"","SATISFACTIONCOUNT":"25","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"4934","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"存款儲蓄","ISVISIBLE":"1","SERVICEURL":"https://dawho.tw/faq/saving/","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"https://dawho.tw/how/prepare/","FAQSUBCATEGORYNUM":"00001","BANKCATEGORYNUM":"","FAQANSWER":"申請DAWHO數位帳戶，請準備好這些資料：\r\u003cBR\u003e\r\u003cBR\u003e1.\t本人使用且能收到驗證簡訊的手機及門號。

\r\u003cBR\u003e2.\t本人使用且能收到Email的電子郵件信箱。

\r\u003cBR\u003e3.\t可以安全收到金融卡與信用卡的通訊地址。

\r\u003cBR\u003e4.\t彩色清晰可以辨識的中華民國身分證（需要上傳正反面影像）。

\r\u003cBR\u003e5.\t彩色清晰可以辨識的「有照片」的健保卡、駕照、護照(三擇一)（需要上傳正面影像）。

\r\u003cBR\u003e6.\t可以線上認證的金融資料，詳見更多說明\r\u003cBR\u003e\r\u003cBR\u003e","FAQTITLE":"申請DAWHO需要準備哪些文件？","FAQNO":"906","DOCRURL":"","SATISFACTIONCOUNT":"6","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"4836","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"開戶申請","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"https://bank.sinopac.com/sinopacBT/webevents/ec/2017mobile/nocard.html","FAQSUBCATEGORYNUM":"00004","BANKCATEGORYNUM":"","FAQANSWER":"請攜帶永豐銀行晶片金融卡至本行設置之ATM進行設定，完成設定無卡提款密碼後即可進入DAWHOAPP\u003e首頁「常用」\u003e「無卡提款」，開始使用本功能。

","FAQTITLE":"如何申請無卡提款?","FAQNO":"879","DOCRURL":"","SATISFACTIONCOUNT":"6","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"4738","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"提款轉帳","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00008","BANKCATEGORYNUM":"deposits-loans","FAQANSWER":"1.理財額度動用利息以「動用天期」計收，未動用時則不計息，讓您靈活運用滿足各種投資理財需求。

計算方式為：理財額度動用利息為「動用金額×定約利率/365×動用期間(天數)」，動用利息將於每月21日自您的帳戶扣款。

\u003cBR\u003e\r\n2.每次額度動用免收手續費。

","FAQTITLE":"理財型房貸的理財額度動用(1)利息及(2)費用如何計算?","FAQNO":"44","DOCRURL":"","SATISFACTIONCOUNT":"35","NEWUSERFAQTITLE":"","FAQCATEGORY":"個人貸款","HOTFAQ":"中","CLICKCOUNT":"4618","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00002","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00000","BANKCATEGORYNUM":"","FAQANSWER":"不需要。

可直接持晶片金融卡至Smartpay特約商店消費，消費時經驗證晶片卡密碼成功後，即可順利啟用。

","FAQTITLE":"我已經有晶片金融卡，是否需要跟銀行申請才能夠使用「消費扣款」服務嗎？","FAQNO":"571","DOCRURL":"","SATISFACTIONCOUNT":"20","NEWUSERFAQTITLE":"","FAQCATEGORY":"金融卡","HOTFAQ":"低","CLICKCOUNT":"4383","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"消費扣款","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00001","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00007","BANKCATEGORYNUM":"deposits-loans","FAQANSWER":"定存續存次數及期間上限含原開單定存當次及存款期間最多240次，最長20年取其低者。

\u003cBR\u003e例如：一年期定存，最多可續存19次，一個月期定存，最多可續存239次。

","FAQTITLE":"定存到期續存最多可以續幾次?","FAQNO":"33","DOCRURL":"","SATISFACTIONCOUNT":"4","NEWUSERFAQTITLE":"","FAQCATEGORY":"定期存款","HOTFAQ":"中","CLICKCOUNT":"4042","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00005","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00000","BANKCATEGORYNUM":"","FAQANSWER":"1.以十大行庫平均一年期定儲固定利率與本行一年期定儲牌告固定利率，採孰低者訂之。

十大行庫之選取係以金管會銀行局統計室編製「金融業務統計輯要」之「一般銀行及信用合作社存款月底餘額」為參考資訊，依其公佈之存款金額市佔率大小定義十大行庫。

\r\u003cBR\u003e2.「房屋貸款指標利率」依調整時間分為定期每三個月調整一次(以每年之三、六、九及十二月為調整月份)及定期每月調整一次，以調整日(調整當月之21日)之前一日為「指標利率」選取日，並以「指標利率」選取日前七天之一般算數平均利率為基礎。

\r\u003cBR\u003e3.如調整日遇假日，則以次一營業日為調整日。

","FAQTITLE":"什麼是「房屋貸款指標利率」?","FAQNO":"41","DOCRURL":"","SATISFACTIONCOUNT":"4","NEWUSERFAQTITLE":"","FAQCATEGORY":"個人貸款","HOTFAQ":"中","CLICKCOUNT":"3930","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00002","NEWUSERFAQ":""},{"MOREURL":"https://bank.sinopac.com/sinopacBT/about/introduction/announcement/content/20181226110911275000000000000094.html","FAQSUBCATEGORYNUM":"00001","BANKCATEGORYNUM":"","FAQANSWER":"想賺高利、消費多回饋，就有機會當DAWHO！\r\u003cBR\u003e\r\u003cBR\u003e目前只要您符合這些條件就可以申請DAWHO：\r\u003cBR\u003e(1)\t成年人：持有中華民國身分證且年滿20歲的中華民國國民\r\u003cBR\u003e(2)\t本國人：沒有其他國家/地區國籍或是稅務居民身份\r\u003cBR\u003e","FAQTITLE":"誰可以申請DAWHO？有資格限制嗎？","FAQNO":"901","DOCRURL":"","SATISFACTIONCOUNT":"48","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"3771","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"開戶申請","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00008","BANKCATEGORYNUM":"deposits-loans","FAQANSWER":"是可讓房貸價值靈活運用的貸款，與一般房貸的主要差異在於一般房貸還款後的本金部分不能再動用，而理財型房貸的還款本金(包括每月攤還之本金及提前部分還款之本金)會轉換為循環額度，可隨時動用、按日計息，方便您的資金活期領用功能滿足各種投資理財需求。

","FAQTITLE":"什麼是理財型房貸?","FAQNO":"42","DOCRURL":"","SATISFACTIONCOUNT":"17","NEWUSERFAQTITLE":"","FAQCATEGORY":"個人貸款","HOTFAQ":"低","CLICKCOUNT":"3700","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00002","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00003","BANKCATEGORYNUM":"","FAQANSWER":"Debit卡和信用卡相同部分是都可以消費使用，主要不同之處在申請、額度與扣款的方式：\r\u003cBR\u003e(1)申請：Debit卡在開戶完成後就會發。

信用卡還需要提供財力/收入等證明，並不是每個人都一定可以申請成功。

\r\u003cBR\u003e(2)額度：Debit卡消費時直接從帳戶餘額扣錢，有多少刷多少。

信用卡則是依個人財力狀況或需求不同，決定不同的額度。

\r\u003cBR\u003e(3)扣款：Debit卡消費的當下就從帳戶圈存，廠商請款後就進行扣款。

信用卡刷卡後一段時間，才會計算帳單，可以延後付款。

","FAQTITLE":"Debit卡和信用卡有什麼不同？","FAQNO":"909","DOCRURL":"","SATISFACTIONCOUNT":"4","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"3531","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"現金回饋卡","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"https://dawho.tw/about/card/","FAQSUBCATEGORYNUM":"00003","BANKCATEGORYNUM":"","FAQANSWER":"「DAWHO現金回饋Debit卡」是一張整合多種功能的簽帳金融卡，只要申請DAWHO數位帳戶都可以申請，包含：\r\u003cBR\u003e晶片金融卡-可以繳費、繳稅、跨行提款或跨行轉帳（享有每月16日至次月15日最高共20次免費跨行提款與跨行轉帳，其提款及轉帳次數合併計算，不含繳費、跨行存款等功能）。

\r\u003cBR\u003e國外提款-DAWHO現金回饋Debit卡欲使用國外提款功能者，須先臨櫃辦理。

\u000b2021年09月01日起新申辦之DAWHO現金回饋Debit卡且開啟『多幣別功能者』，可享有海外提款每戶每月3次免手續費。

(優惠期間2021年09月01日~2022年12月31日)。

\r\u003cBR\u003e悠遊卡-可以搭乘交通工具、停車以及小額消費。

\r\u003cBR\u003e簽帳消費-可以刷卡消費，免財力證明，直接由存款帳戶中扣抵費用。

\r\u003cBR\u003e現金回饋-刷卡消費現金回饋（國內0.6%、國外1.5%）無上限。

\r\u003cBR\u003e終身免年費。

\r\u003cBR\u003e\r\u003cBR\u003e上述各項回饋方式、規則及限制、優惠期限，請詳見更多說明，並以網頁公告為準。

\r\u003cBR\u003e","FAQTITLE":"DAWHO現金回饋Debit卡有哪些功能與權益？","FAQNO":"874","DOCRURL":"","SATISFACTIONCOUNT":"9","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"3451","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"現金回饋卡","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00001","BANKCATEGORYNUM":"deposits-loans","FAQANSWER":"請您立即撥打24小時客服中心(02)2505-9999按1再按9，由服務人員為您辦理掛失。

","FAQTITLE":"我的印鑑不見了，要怎麼辦?","FAQNO":"16","DOCRURL":"","SATISFACTIONCOUNT":"4","NEWUSERFAQTITLE":"","FAQCATEGORY":"台幣存款","HOTFAQ":"中","CLICKCOUNT":"3449","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"掛失","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00006","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00001","BANKCATEGORYNUM":"","FAQANSWER":"DAWHO不分晝夜每天24小時都接受申請，在收到完整的申請資料後，將會儘速為您處理。

由於近期申請非常踴躍，很多案件都需要再和您聯繫確認，目前申請約需要3-5個工作日才能完成，請耐心等候。

","FAQTITLE":"何時可以申請DAWHO？申請需要多久時間？","FAQNO":"878","DOCRURL":"","SATISFACTIONCOUNT":"23","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"3352","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"開戶申請","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00002","BANKCATEGORYNUM":"","FAQANSWER":"沒有問題，不論是出國旅遊或洽公，都可以透過DAWHO帳戶領取外幣，目前可以領出的外幣現鈔有美元、歐元、日圓、港幣和人民幣五種。

\r\u003cBR\u003e\r\u003cBR\u003e另外再分享三個小祕技：\r\u003cBR\u003e(1)\t網路先換更便宜：想要兌換外幣現金前，可以先在網路銀行先兌換希望的外幣金額，享受優惠的換匯折扣，可以更划算喔。

\r\u003cBR\u003e(2)\t預約領出超便利：使用網路銀行「預約外幣現鈔」功能，可以預先約定要提領的外幣種類、金額、面額（大鈔或小鈔）以及希望領出的永豐銀行分行和日期，到分行的時候可以快速提領，減少等待喔。

\r\u003cBR\u003e※預約現鈔手續費※\r\u003cBR\u003e預約外幣現鈔以臺幣帳號結匯免收手續費，匯率依預約交易當下本行提供之現鈔牌告匯率為主。

\r\u003cBR\u003e以外幣帳號付款手續費為預約金額的0.9%，最低手續費以等值新臺幣100元計收。

\r\u003cBR\u003e(3)\t自動提款更隨意：有時候出國前就是沒時間準備，我們懂。

可以就近在永豐銀行網站或APP找到有需要外幣的ATM，直接在ATM提領，24小時都可以。

","FAQTITLE":"DAWHO可以領外幣嗎？","FAQNO":"880","DOCRURL":"","SATISFACTIONCOUNT":"6","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"3329","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"存款儲蓄","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00062","BANKCATEGORYNUM":"","FAQANSWER":"可以。

您可持已填妥之勞保局「國民年金保險費委託帳代繳約定書」或本行「代繳各項事業費用申請／終止約定書」，並蓋上您欲扣款存款帳戶的原留印鑑後，洽任一分行辦理。

\u003cBR\u003e實際扣款日期，將依據勞保局轉帳代繳通知單上所列示的扣繳日為準。

","FAQTITLE":"國民年金可以透過永豐銀行的帳戶申請自動扣繳嗎？","FAQNO":"578","DOCRURL":"","SATISFACTIONCOUNT":"5","NEWUSERFAQTITLE":"","FAQCATEGORY":"其它綜合","HOTFAQ":"低","CLICKCOUNT":"3284","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"代扣代繳","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00004","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00000","BANKCATEGORYNUM":"","FAQANSWER":"DAWHO數位帳戶為提供客戶更多神級的禮遇，推出專屬分級制度「大大」與「大戶」兩個等級，自2022年01月01日至2022年06月30日止，不同等級將有不同的台幣活存利率、免費跨提轉次數、大戶現金回饋信用卡回饋等優惠，成為「大戶」等級貴賓，還可以另外享有不定期「大戶等級」貴賓的專屬活動及神秘好禮喔！\r\u003cBR\u003e\r\u003cBR\u003e想了解更多請點選更多說明，或可下載DAWHOAPP後至【首頁＞查看完整權益\u003e升級攻略】查詢。

","FAQTITLE":"什麼是分級制度？","FAQNO":"926","DOCRURL":"","SATISFACTIONCOUNT":"2","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"3074","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"帳戶介紹","ISVISIBLE":"1","SERVICEURL":"https://dawho.tw/faq/memberloyalty","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00000","BANKCATEGORYNUM":"","FAQANSWER":"在相關文件均齊備的情況下，約３～５日可完成撥款，惟實際處理時間仍須視個案狀況而定，本行並保留調整商品規格、核准與否及調整授信條件(含貸放金額、利率及貸款期數等)與其他相關規定之權利。

\r\u003cBR\u003e您可隨時透過網路銀行或行動銀行之房貸線上增貸功能查詢目前案件狀態。

\r\u003cBR\u003e","FAQTITLE":"請問辦理房貸線上增貸申請到撥款需多少時間？","FAQNO":"680","DOCRURL":"","SATISFACTIONCOUNT":"1","NEWUSERFAQTITLE":"","FAQCATEGORY":"個人貸款","HOTFAQ":"低","CLICKCOUNT":"2865","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00002","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00063","BANKCATEGORYNUM":"","FAQANSWER":"只要看到特店外頭有貼著SmartPayLogo的貼紙，即可透過提供「消費扣款」服務金融機構之晶片金融卡來支付貨款。

","FAQTITLE":"那些商店可以使用晶片金融卡「消費扣款」服務？","FAQNO":"569","DOCRURL":"","SATISFACTIONCOUNT":"7","NEWUSERFAQTITLE":"","FAQCATEGORY":"金融卡","HOTFAQ":"低","CLICKCOUNT":"2802","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"消費扣款","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00001","NEWUSERFAQ":""},{"MOREURL":"https://dawho.tw/faq/withdraw","FAQSUBCATEGORYNUM":"00004","BANKCATEGORYNUM":"","FAQANSWER":"可以的喔！為了保障帳戶安全，不同的開戶認證方式，依使用設備，有不同的轉帳功能及金額限制，詳細介紹請點選更多說明。

","FAQTITLE":"DAWHO可以轉帳/繳費嗎？","FAQNO":"922","DOCRURL":"","SATISFACTIONCOUNT":"14","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"高","CLICKCOUNT":"2554","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"提款轉帳","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00000","BANKCATEGORYNUM":"","FAQANSWER":"DAWHO是一個整合的數位銀行帳戶，透過網路申請，使用網路銀行和行動銀行，不但有臺幣與外幣的存款帳戶，也有整合金融卡提款、轉帳、繳費、悠遊卡與刷卡消費現金回饋的Debit卡，還可以申請專屬超高優惠的現金回饋信用卡，和一般銀行帳戶無異，但是有更多專屬優惠和便利！","FAQTITLE":"要怎麼使用DAWHO？","FAQNO":"896","DOCRURL":"","SATISFACTIONCOUNT":"8","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"2516","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"帳戶介紹","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00001","BANKCATEGORYNUM":"","FAQANSWER":"當DAWHO數位帳戶確定開戶完成後，將會以電子郵件通知，並且將您專屬的「DAWHO現金回饋Debit卡」（也是晶片金融卡和悠遊卡）以郵寄的方式寄送到您指定的收件地址，也可點選線上服務查詢開戶狀態。

","FAQTITLE":"如何確定DAWHO開戶申請已經通過？","FAQNO":"890","DOCRURL":"","SATISFACTIONCOUNT":"13","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"2440","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"開戶申請","ISVISIBLE":"1","SERVICEURL":"https://apply.sinopac.com/openaccount/appendandinquiry/inquiry","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00002","BANKCATEGORYNUM":"","FAQANSWER":"永豐銀行實體帳戶無法轉換成DAWHO數位帳戶，但DAWHO數位帳戶可以轉換成永豐銀行實體帳戶，請注意DAWHO數位帳戶若轉換成實體帳戶，將無法再享有數位帳戶專屬利率、信用卡等回饋以及參加專屬活動唷！","FAQTITLE":"已經開過的永豐銀行帳戶可以轉換成DAWHO嗎？","FAQNO":"910","DOCRURL":"","SATISFACTIONCOUNT":"6","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"2392","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"存款儲蓄","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00009","BANKCATEGORYNUM":"deposits-loans","FAQANSWER":"您可透過以下方式辦理：\u003cBR\u003e1.MMA金融交易網會員，透過MMA金融交易網／申請設定/申請→點選「綜合對帳單」申請。

\u003cBR\u003e2.本人致電本行24小時客服中心(02)2505-9999，經驗證電話服務密碼正確後，由線上服務人員協助申請。

\u003cBR\u003e3.或請您本人攜帶身分證正本至永豐銀行任一分行臨櫃申請。

","FAQTITLE":"如何申請電子綜合對帳單?","FAQNO":"50","DOCRURL":"","SATISFACTIONCOUNT":"19","NEWUSERFAQTITLE":"","FAQCATEGORY":"其它綜合","HOTFAQ":"中","CLICKCOUNT":"2380","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"綜合對帳單","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00004","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00063","BANKCATEGORYNUM":"","FAQANSWER":"消費扣款單筆交易最高限額為新臺幣12萬元，與提領現金合併單日交易累計最高限額為新臺幣12萬元。

","FAQTITLE":"「消費扣款」服務有交易金額的限制嗎？","FAQNO":"570","DOCRURL":"","SATISFACTIONCOUNT":"3","NEWUSERFAQTITLE":"","FAQCATEGORY":"金融卡","HOTFAQ":"低","CLICKCOUNT":"2359","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"消費扣款","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00001","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00002","BANKCATEGORYNUM":"deposits-loans","FAQANSWER":"當您現已年滿二十歲，可由本人親自辦理，無需出具父母同意書，惟應先辦理印鑑變更再辦理其他各項變更／掛失申請。

","FAQTITLE":"原開戶時為未成年人，現欲辦理掛失/變更/申請等相關業務，是否可由本人親自辦理?","FAQNO":"9","DOCRURL":"","SATISFACTIONCOUNT":"15","NEWUSERFAQTITLE":"","FAQCATEGORY":"台幣存款","HOTFAQ":"中","CLICKCOUNT":"2316","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"異動變更","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00006","NEWUSERFAQ":""},{"MOREURL":"https://bank.sinopac.com/mma8/bank/html/rate/bank_Interest.html","FAQSUBCATEGORYNUM":"00007","BANKCATEGORYNUM":"deposits-loans","FAQANSWER":"您可透過MMA金融交易網首頁選單查看「利匯率資訊」確認。

","FAQTITLE":"現在的定存利率是多少?","FAQNO":"35","DOCRURL":"","SATISFACTIONCOUNT":"4","NEWUSERFAQTITLE":"","FAQCATEGORY":"定期存款","HOTFAQ":"高","CLICKCOUNT":"2300","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00005","NEWUSERFAQ":""},{"MOREURL":"https://bank.sinopac.com/mma8/bank/service/cs-phonecall.html","FAQSUBCATEGORYNUM":"00066","BANKCATEGORYNUM":"","FAQANSWER":"您可透過語音服務進行帳戶查詢、交易或申請變更…等服務，使用說明及操作流程請參閱語音服務流程。

","FAQTITLE":"語音服務提供了那些功能呢?","FAQNO":"586","DOCRURL":"","SATISFACTIONCOUNT":"12","NEWUSERFAQTITLE":"","FAQCATEGORY":"語音服務","HOTFAQ":"低","CLICKCOUNT":"2265","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00007","NEWUSERFAQ":""},{"MOREURL":"https://bank.sinopac.com/sinopacBT/personal/credit-card/introduction/debit/debit.html","FAQSUBCATEGORYNUM":"00000","BANKCATEGORYNUM":"","FAQANSWER":"永豐提供現金回饋Debit卡，具備國內外提款、全球刷卡消費及悠遊卡三合一之晶片卡；刷卡時，直接從指定銀行帳戶扣款，不會產生超刷、透支或動用循環利息。

\r\u003cBR\u003e年滿15歲(含)之個人，請持身份證或居留證、第二證明文件(如駕照、健保卡、護照等)及授權印鑑，洽任一分行辦理。

","FAQTITLE":"永豐有簽帳金融卡嗎？","FAQNO":"867","DOCRURL":"","SATISFACTIONCOUNT":"7","NEWUSERFAQTITLE":"","FAQCATEGORY":"金融卡","HOTFAQ":"低","CLICKCOUNT":"2213","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00001","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00063","BANKCATEGORYNUM":"","FAQANSWER":"可以。

晶片金融卡「消費扣款」服務與網路ATM操作流程幾乎雷同，只要您持具「消費扣款」功能的晶片金融卡且搭配晶片讀卡機，即可在提供「消費扣款」服務的網路特店進行消費。

網路ATM服務與「消費扣款」服務最大差異在於，若透過晶片金融卡「消費扣款」付費，持卡人是不需要支付手續費用的。

","FAQTITLE":"晶片金融卡「消費扣款」服務可以在網路使用嗎？","FAQNO":"573","DOCRURL":"","SATISFACTIONCOUNT":"5","NEWUSERFAQTITLE":"","FAQCATEGORY":"金融卡","HOTFAQ":"低","CLICKCOUNT":"2210","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"消費扣款","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00001","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00063","BANKCATEGORYNUM":"","FAQANSWER":"晶片金融卡對應有持卡人的存款帳戶，如同您在ATM進行提款一般，為保護資料安全，必須透過晶片金融卡進行身分的驗證，故必須請持卡人輸入密碼。

","FAQTITLE":"持卡人以晶片金融卡「消費扣款」時，為何需要輸入密碼？","FAQNO":"572","DOCRURL":"","SATISFACTIONCOUNT":"2","NEWUSERFAQTITLE":"","FAQCATEGORY":"金融卡","HOTFAQ":"低","CLICKCOUNT":"2142","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"消費扣款","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00001","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00005","BANKCATEGORYNUM":"deposits-loans","FAQANSWER":"晶片金融卡可依據客戶的交易習慣，將卡片功能設定為：(1)只限領現金；或(2)限已約定轉帳交易；或(3)不限約定轉帳交易。

\u003cBR\u003e若您欲變更卡片功能，可請您本人攜帶身分證正本，洽永豐銀行任一分行進行變更。

","FAQTITLE":"為什麼我的晶片金融卡無法執行轉帳?","FAQNO":"30","DOCRURL":"","SATISFACTIONCOUNT":"9","NEWUSERFAQTITLE":"","FAQCATEGORY":"金融卡","HOTFAQ":"中","CLICKCOUNT":"2075","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00001","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00065","BANKCATEGORYNUM":"","FAQANSWER":"空白票據掛失：請發票人本人攜帶身分證及發票印鑑，洽支票開戶分行辦理。

\r\n\u003cBR\u003e記載完成票據掛失：可由發票人本人攜帶身分證及發票印鑑或由持票人攜帶身份證，洽支票開戶分行辦理。

\r\n\u003cBR\u003e印鑑掛失：請您立即撥打24小時客服中心(02)2505-9999按1再按9，由服務人員為您辦理掛失。

","FAQTITLE":"如果支票或支票帳戶印鑑遺失了要如何處理?","FAQNO":"584","DOCRURL":"","SATISFACTIONCOUNT":"8","NEWUSERFAQTITLE":"","FAQCATEGORY":"支票存款","HOTFAQ":"低","CLICKCOUNT":"2006","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"掛失","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00003","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00067","BANKCATEGORYNUM":"","FAQANSWER":"語音服務“自行轉帳”、“跨行轉帳”及“信用卡繳費”功能提供1年內的預約交易，在選擇轉出帳號之後，您可以選擇要當日轉帳或預約轉帳。

\u003cBR\u003e進入預約轉帳後，以4位數字輸入您所要預約轉帳的日期，若您輸入日期小於當天日期，則系統視為次一年度之交易。

","FAQTITLE":"語音服務可以進行自行/跨行預約轉帳嗎?","FAQNO":"592","DOCRURL":"","SATISFACTIONCOUNT":"4","NEWUSERFAQTITLE":"","FAQCATEGORY":"語音服務","HOTFAQ":"低","CLICKCOUNT":"1833","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"操作說明","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00007","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00001","BANKCATEGORYNUM":"","FAQANSWER":"DAWHO在收到完整的申請資料後，將會儘速處理。

\r\u003cBR\u003e由於近期申請非常踴躍，很多案件都需要再和申請的客戶聯繫確認，目前申請約需要3-5個工作日才能完成開戶，可透過線上服務來確認最新狀態，若遇國定假日及連續假期還請您耐心等候。

","FAQTITLE":"DAWHO數位帳戶申請進度如何查詢?","FAQNO":"914","DOCRURL":"","SATISFACTIONCOUNT":"5","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"1780","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"開戶申請","ISVISIBLE":"1","SERVICEURL":"https://apply.sinopac.com/openaccount/appendandinquiry/inquiry","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00066","BANKCATEGORYNUM":"","FAQANSWER":"請您攜帶身分證正本，親至全省任一分行申請語音服務。

若您有轉帳需求，建議您可一併申請約定帳號設定。

\r\n當您申請語音服務，服務人員將請您「親自設定」電話服務密碼或提供「初始密碼函」；在您拿到密碼函後，需請您在一個月之內儘速撥通本行的電話語音服務專線，完成語音密碼啟用。

","FAQTITLE":"要如何申請語音服務?","FAQNO":"587","DOCRURL":"","SATISFACTIONCOUNT":"3","NEWUSERFAQTITLE":"","FAQCATEGORY":"語音服務","HOTFAQ":"低","CLICKCOUNT":"1670","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00007","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00009","BANKCATEGORYNUM":"deposits-loans","FAQANSWER":"您可透過以下方式辦理：\u003cBR\u003e1.MMA金融交易網會員，透過MMA金融交易網／申請設定/申請→點選「綜合對帳單」，補寄/下載銀行綜合對帳單。

\u003cBR\u003e2.您可本人致電本行24小時客服中心(02)2505-9999，經驗證密碼或核對客戶身分無誤後，透過線上服務人員協助您補(寄)發。

\u003cBR\u003e3.或請您本人攜帶身分證正本至永豐銀行任一分行臨櫃申請。

","FAQTITLE":"若未收到綜合對帳單時，如何申請補寄?","FAQNO":"49","DOCRURL":"","SATISFACTIONCOUNT":"7","NEWUSERFAQTITLE":"","FAQCATEGORY":"其它綜合","HOTFAQ":"中","CLICKCOUNT":"1626","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"綜合對帳單","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00004","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00002","BANKCATEGORYNUM":"","FAQANSWER":"沒有問題！\r\u003cBR\u003e這是一定要的！DAWHO是一個整合數位帳戶，開戶完成後自動啟用了外幣數位存款帳戶，直接提供VIP等級的換匯優惠，不管是出國旅遊或是投資買賣外幣都可以換越多賺越多。

另外還有不定時舉辦的限時加碼換匯活動喔！\r\u003cBR\u003e\r\u003cBR\u003e好康減分優惠幅度如下：\r\u003cBR\u003e美金1.5分、港幣0.9分、歐元6分、日幣0.06分、人民幣：0.63分","FAQTITLE":"DAWHO換外幣是否有優惠？","FAQNO":"869","DOCRURL":"","SATISFACTIONCOUNT":"0","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"1498","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"存款儲蓄","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00007","BANKCATEGORYNUM":"deposits-loans","FAQANSWER":"請您攜帶存摺和原留取款印鑑至任一分行開立定存。

本行綜合存款帳戶亦可申請語音或網路交易功能辦理定存交易。

","FAQTITLE":"如何辦理定期存款?","FAQNO":"31","DOCRURL":"","SATISFACTIONCOUNT":"2","NEWUSERFAQTITLE":"","FAQCATEGORY":"定期存款","HOTFAQ":"中","CLICKCOUNT":"1404","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00005","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00007","BANKCATEGORYNUM":"deposits-loans","FAQANSWER":"「固定利率」定存期間內，存款利率以開單當日約定之利率計息，定存期間固定不變。

\u003cBR\u003e「機動利率」定存期間內，存款利率會隨著銀行利率調整變動，採分段計息。

","FAQTITLE":"定期存款的機動利率跟固定利率差別?","FAQNO":"38","DOCRURL":"","SATISFACTIONCOUNT":"9","NEWUSERFAQTITLE":"","FAQCATEGORY":"定期存款","HOTFAQ":"中","CLICKCOUNT":"1357","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00005","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00008","BANKCATEGORYNUM":"deposits-loans","FAQANSWER":"由於債務協商需向您的最大債權銀行辦理，若本行為您的最大債權銀行，您可於上班時間週一至週五的上午9:00~下午5:00，洽詢本行債務協商專線(02)2183-5642。

","FAQTITLE":"我想辦理債務協商，應如何申請?","FAQNO":"48","DOCRURL":"","SATISFACTIONCOUNT":"9","NEWUSERFAQTITLE":"","FAQCATEGORY":"個人貸款","HOTFAQ":"中","CLICKCOUNT":"1341","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00002","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00003","BANKCATEGORYNUM":"","FAQANSWER":"別擔心，請您與我們的客服同仁聯絡（電話號碼：02-25287776），協助您排除問題或是換發補發新的「DAWHO現金回饋Debit卡」。

","FAQTITLE":"DAWHO金融卡遺失或故障該怎麼辦？","FAQNO":"871","DOCRURL":"","SATISFACTIONCOUNT":"0","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"1281","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"現金回饋卡","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"https://dawho.tw/how/apply/","FAQSUBCATEGORYNUM":"00001","BANKCATEGORYNUM":"","FAQANSWER":"上傳證件時，若有以下情況需進行補件：\r\u003cBR\u003e1.證件拍攝模糊不清、反光、不清晰、裁切、遮蔽到證件可視區域\r\u003cBR\u003e2.身分證拍攝同一面(需拍攝正反面)\r\u003cBR\u003e3.證件為影本或黑白影像(勿使用掃描或彩色影印之檔案)\r\u003cBR\u003e4.身分證非最新版本\r\u003cBR\u003e5.檔案規格不符\r\u003cBR\u003e6.未上傳證件等原因","FAQTITLE":"什麼情況需要補件?","FAQNO":"915","DOCRURL":"","SATISFACTIONCOUNT":"1","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"1121","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"開戶申請","ISVISIBLE":"1","SERVICEURL":"https://apply.sinopac.com/openaccount/appendandinquiry/inquiry","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00003","BANKCATEGORYNUM":"","FAQANSWER":"「DAWHO現金回饋Debit卡」有悠遊卡功能，方便日常搭乘交通工具、停車或是小額消費使用。

","FAQTITLE":"DAWHO現金回饋Debit卡有沒有悠遊卡的功能？","FAQNO":"875","DOCRURL":"","SATISFACTIONCOUNT":"3","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"1091","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"現金回饋卡","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"https://bank.sinopac.com/sinopacBT/webevents/ec/2017mobile/nocard.html?_sasdk##d%3ECs%3EDoEs%3FopDBq%3A%3Dp%40n%3DA%3E%3FFoEE%3FBE%3A%3FF%40r%3EqAr%3AECCF%3EC%3A%3ECs%3EDoEs%3Foqp%40","FAQSUBCATEGORYNUM":"00004","BANKCATEGORYNUM":"","FAQANSWER":"(1)須持有永豐銀行晶片金融卡\r\u003cBR\u003e(2)為具交易權限之網路銀行會員，法人會員不提供此項服務。

\r\u003cBR\u003e更多詳細介紹請點選更多說明。

","FAQTITLE":"申請無卡提款需要什麼條件嗎？","FAQNO":"925","DOCRURL":"","SATISFACTIONCOUNT":"1","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"1091","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"提款轉帳","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00067","BANKCATEGORYNUM":"","FAQANSWER":"自行轉帳轉入「本人」帳號，無金額上限。

\u003cBR\u003e若是自行轉帳轉入「非本人」帳號或跨行轉帳，須事先至永豐銀行申請約定對方的帳號，同一日曆日轉帳單筆為NT200萬元，單日累積金額上限為NT500萬元。

","FAQTITLE":"語音轉帳有金額限制嗎?","FAQNO":"591","DOCRURL":"","SATISFACTIONCOUNT":"1","NEWUSERFAQTITLE":"","FAQCATEGORY":"語音服務","HOTFAQ":"低","CLICKCOUNT":"1083","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"操作說明","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00007","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00002","BANKCATEGORYNUM":"","FAQANSWER":"如果資金有長期的規劃，可以將資金轉為定期儲蓄存款，並且依照喜好和需要決定存款的期間和領取利息的方式。

","FAQTITLE":"DAWHO帳戶裡的錢可以存定存嗎？","FAQNO":"870","DOCRURL":"","SATISFACTIONCOUNT":"2","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"1070","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"存款儲蓄","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00007","BANKCATEGORYNUM":"deposits-loans","FAQANSWER":"定存單到期日遇到假日，到期日會主動遞延至次一個營業日，非營業日利息仍以定存利率給付。

","FAQTITLE":"定期存單到期日是例假日，到期時利息如何計算?","FAQNO":"37","DOCRURL":"","SATISFACTIONCOUNT":"7","NEWUSERFAQTITLE":"","FAQCATEGORY":"定期存款","HOTFAQ":"中","CLICKCOUNT":"1063","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00005","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00004","BANKCATEGORYNUM":"","FAQANSWER":"無碼轉帳是透過取款密碼轉帳給他人，不需要記住對方的銀行帳號，即使不是大戶的用戶也收得到，直覺又方便。

","FAQTITLE":"什麼是無碼轉帳?","FAQNO":"923","DOCRURL":"","SATISFACTIONCOUNT":"2","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"1029","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"提款轉帳","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00000","BANKCATEGORYNUM":"","FAQANSWER":"希望大家都能有當「大戶」的感覺，所以英文就叫DAWHO了。

不過，DAWHO（DigitalAccountWithHappinessOpulence）也有這是一個「豐裕快樂的數位帳戶」的意思喔。

","FAQTITLE":"為什麼叫DAWHO？","FAQNO":"933","DOCRURL":"","SATISFACTIONCOUNT":"2","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"1018","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"帳戶介紹","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00002","BANKCATEGORYNUM":"","FAQANSWER":"DAWHO可以作為入薪帳戶，但DAWHO數位存款帳戶已擁有專屬活存利率優惠，故無法與其他福利存款優惠並存。

\r\u003cBR\u003e若你想要享有其他薪轉戶優惠，可以另外至分行開立一般帳戶並設為薪資帳戶，除了享有原薪資帳戶優惠外，還可以同時享有DAWHO數位帳戶優惠，加速幫自己存到第一桶金喔！\r\u003cBR\u003e","FAQTITLE":"DAWHO可以當作薪水帳戶嗎？","FAQNO":"898","DOCRURL":"","SATISFACTIONCOUNT":"2","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"989","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"存款儲蓄","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"https://bank.sinopac.com/mma8/bank/service/cs-phonecall.html","FAQSUBCATEGORYNUM":"00067","BANKCATEGORYNUM":"","FAQANSWER":"語音服務操作流程，設計有【速撥碼】的功能，以節省您操作的時間；\u003c例如：餘額查詢請按881、自行轉帳請按882、跨行轉帳請按883；或是在您輸入身分證字號123498854#及密碼XXXX之後輸入“＊22”即可直接進入跨行轉帳的交易。

\u003cBR\u003e當您進入語音服務時，若您已熟悉帳號的排列順序，可連續輸入您的號碼，若您已得到所需的資料，您可以按任一鍵中斷語音的播報，按8回主選項。

","FAQTITLE":"語音服務中，是否有讓操作更便捷的設計?","FAQNO":"595","DOCRURL":"","SATISFACTIONCOUNT":"1","NEWUSERFAQTITLE":"","FAQCATEGORY":"語音服務","HOTFAQ":"低","CLICKCOUNT":"963","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"操作說明","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00007","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00005","BANKCATEGORYNUM":"","FAQANSWER":"如已是DAWHO現金回饋信用卡卡友，撥款速度就可以加速囉。

中午前申請，最快可以在當天下班前撥款入戶喔！如想了解專案進度，請點線上服務。

","FAQTITLE":"申請完DAWHO信貸什麼時候可以拿到錢？","FAQNO":"929","DOCRURL":"","SATISFACTIONCOUNT":"4","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"905","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"貸款","ISVISIBLE":"1","SERVICEURL":"https://apply.sinopac.com/PersonalLoans/PersonalLoans/LoansQry","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00062","BANKCATEGORYNUM":"","FAQANSWER":"不會，需請您攜帶指定扣款帳戶原留印鑑，洽任一分行辦理終止扣繳服務。

","FAQTITLE":"申請帳戶代繳電話費，若原電話號碼已辦了過戶，是否會自動終止扣款","FAQNO":"579","DOCRURL":"","SATISFACTIONCOUNT":"2","NEWUSERFAQTITLE":"","FAQCATEGORY":"其它綜合","HOTFAQ":"低","CLICKCOUNT":"898","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"代扣代繳","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00004","NEWUSERFAQ":""},{"MOREURL":"https://www.taiwanpay.com.tw/content/info/index.aspx","FAQSUBCATEGORYNUM":"00003","BANKCATEGORYNUM":"","FAQANSWER":"有的，為了保護消費安全，將依開立帳戶類型不同而有限制：\r\u003cBR\u003e1.第三類數位帳戶：提款與消費扣款交易，每日最高限額為各幣別帳戶新臺幣6萬元(含等值外幣)。

\r\u003cBR\u003e2.第一、二類數位帳戶：提款與消費扣款交易，每日最高限額為各幣別帳戶新臺幣12萬元(含等值外幣)。

\r\u003cBR\u003e\r\u003cBR\u003e注意事項：\r\u003cBR\u003e1.若想提高額度，需要本人攜帶雙證件(開戶時驗證的身分證及第二證件)以及開戶認證的手機，點選線上服務找到就近的永豐銀行，申請數位帳戶「臨櫃驗證」升級，就可以享有較高的額度。

\r\u003cBR\u003e2.金融卡「消費扣款」服務：透過電子方式從銀行帳戶扣款支付於特約商店，省去提款手續、現金使用之不方便性，詳情請點選更多說明。

","FAQTITLE":"Debit卡有消費的限制嗎？","FAQNO":"888","DOCRURL":"","SATISFACTIONCOUNT":"1","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"875","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"現金回饋卡","ISVISIBLE":"1","SERVICEURL":"https://bank.sinopac.com/MMA8/CustomerService/BranchService/branch.html","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00066","BANKCATEGORYNUM":"","FAQANSWER":"語音服務是以您自所設定的密碼作為識別客戶身分的依據，請您務必小心保管此組密碼，以確保您的帳戶安全。

\u003cBR\u003e1.請勿洩漏個人代碼/密碼給任何人，包含本行行員，尤其是不經意地告知詐騙集團。

\u003cBR\u003e2.請勿將密碼書寫於明顯且易讓他人取得之處。

\u003cBR\u003e3.提醒您不要使容易猜測的數字作為密碼(例如生日、連續相同數字…等)。

\u003cBR\u003e4.請經常不定期變更電話服務密碼；如果您懷疑密碼外洩，請儘速透過客服專線變更密碼。

\u003cBR\u003e提醒您，若您的密碼連續輸入三次錯誤，系統將自動終止您的語音服務，請您攜帶身分證正本親至全省任一分行重新申請。

","FAQTITLE":"語音服務安全嗎?","FAQNO":"588","DOCRURL":"","SATISFACTIONCOUNT":"0","NEWUSERFAQTITLE":"","FAQCATEGORY":"語音服務","HOTFAQ":"低","CLICKCOUNT":"870","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00007","NEWUSERFAQ":""},{"MOREURL":"https://bank.sinopac.com/sinopacBT/personal/credit-card/introduction/debit/dawhodebit.html","FAQSUBCATEGORYNUM":"00003","BANKCATEGORYNUM":"","FAQANSWER":"在申請DAWHO數位帳戶選擇金融卡類型的同時，指定選擇申請「DAWHO現金回饋Debit卡」，只要開戶完成，不用額外的資料，就可以得到這張功能齊全，消費現金回饋的簽帳金融卡。

\r\u003cBR\u003e\r\u003cBR\u003e註：\u000b\r\u003cBR\u003e1.2021年09月01日起新申辦之DAWHO數位帳戶，申辦當下始可選擇開啟DAWHO現金回饋Debit卡之「多幣別功能」。

\r\u003cBR\u003e2.相關卡片權益詳情及規範依本行各簽帳金融卡產品頁面說明為準，。

\r\u003cBR\u003e3.其他優惠內容以永豐銀行官網公告為準，永豐銀行保留隨時修改、變更或取消活動相關辦法之權利。

\r\u003cBR\u003e","FAQTITLE":"如何申辦DAWHO現金回饋Debit卡？","FAQNO":"873","DOCRURL":"","SATISFACTIONCOUNT":"1","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"841","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"現金回饋卡","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00001","BANKCATEGORYNUM":"","FAQANSWER":"可以！已經有永豐銀行存款帳戶也可以申請DAWHO數位帳戶，快來申辦DAWHO當大戶，享受數位帳戶帶來的全方位數位服務。

","FAQTITLE":"我已經有永豐銀行存款帳戶，可以申請嗎？","FAQNO":"911","DOCRURL":"","SATISFACTIONCOUNT":"9","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"831","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"開戶申請","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00004","BANKCATEGORYNUM":"","FAQANSWER":"以他行晶片金融卡做扣款行驗證時，請使用一般金融卡或簽帳金融卡，如使用非上述之卡片則無法進行驗證。

\r\u003cBR\u003e","FAQTITLE":"我申請「存款自動轉入」，並以他行晶片金融卡做扣款行驗證，在交易結果頁顯示「AJ授權帳號與金融卡不符」我該怎麼辦？","FAQNO":"983","DOCRURL":"","SATISFACTIONCOUNT":"3","NEWUSERFAQTITLE":"","FAQCATEGORY":"台幣存款","HOTFAQ":"低","CLICKCOUNT":"777","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"存款自動轉入","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00006","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00066","BANKCATEGORYNUM":"","FAQANSWER":"除了電話語音自動化服務，當您欲確認帳戶往來狀況、辦理申請變更及交易或各自動化操作…等服務諮詢，都歡迎您隨時致電24小時客服中心(02)2505-9999。

\u003cBR\u003e為提供您完整的帳務諮詢，及確保您的資料不被外洩，線上服務人員將請您驗證電話服務密碼作為識別客戶身分的依據。

","FAQTITLE":"申請語音服務有什麼好處?","FAQNO":"585","DOCRURL":"","SATISFACTIONCOUNT":"0","NEWUSERFAQTITLE":"","FAQCATEGORY":"語音服務","HOTFAQ":"低","CLICKCOUNT":"773","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00007","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00008","BANKCATEGORYNUM":"deposits-loans","FAQANSWER":"理財型房貸動用方式非常方便，您可以選擇以下方式動用：\u003cBR\u003e1.存摺臨櫃取款。

\u003cBR\u003e2.ATM現金取款或轉帳。

\u003cBR\u003e3.MMA金融交易網轉帳交易。

\u003cBR\u003e4.WebATM進行轉帳交易。

","FAQTITLE":"理財型房貸要如何動用資金?","FAQNO":"43","DOCRURL":"","SATISFACTIONCOUNT":"5","NEWUSERFAQTITLE":"","FAQCATEGORY":"個人貸款","HOTFAQ":"中","CLICKCOUNT":"767","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00002","NEWUSERFAQ":""},{"MOREURL":"https://dawho.tw/how/apply/","FAQSUBCATEGORYNUM":"00001","BANKCATEGORYNUM":"","FAQANSWER":"若您收到補件通知原因為身分證非最新版本、證件影像模糊、反光、裁切、影本、檔案規格不符、未上傳證件等原因，可透過補件通知Email或點選線上補件，依照網頁指示於７日內(含假日)完成補件。

","FAQTITLE":"開戶失敗如何進行線上補件?","FAQNO":"916","DOCRURL":"","SATISFACTIONCOUNT":"2","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"728","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"開戶申請","ISVISIBLE":"1","SERVICEURL":"https://apply.sinopac.com/openaccount/appendandinquiry/inquiry","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00003","BANKCATEGORYNUM":"","FAQANSWER":"可以的，請本人攜帶身分證、第二證件（駕照、健保卡或護照），親自前往永豐銀行以簡訊行動電話或DAWHO簽帳金融卡至分行申請國外提款功能。

","FAQTITLE":"DAWHO金融卡可以在國外提款嗎？","FAQNO":"883","DOCRURL":"","SATISFACTIONCOUNT":"0","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"708","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"現金回饋卡","ISVISIBLE":"1","SERVICEURL":"https://bank.sinopac.com/MMA8/CustomerService/BranchService/branch.html","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00000","BANKCATEGORYNUM":"","FAQANSWER":"申請房貸線上增貸需同時符合下列條件：\r\u003cBR\u003e1.年滿20歲之本行既有房貸貴賓；\r\u003cBR\u003e2.本行房貸往來達一年且信用狀況正常；\r\u003cBR\u003e3.原借款無其他借款關係人者(含共借人、票據債務人、連帶保證人、連帶債務人、一般保證人及擔保物提供人)。

\r\u003cBR\u003e","FAQTITLE":"請問線上增貸的適用對象？","FAQNO":"677","DOCRURL":"","SATISFACTIONCOUNT":"2","NEWUSERFAQTITLE":"","FAQCATEGORY":"個人貸款","HOTFAQ":"低","CLICKCOUNT":"706","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00002","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00002","BANKCATEGORYNUM":"","FAQANSWER":"沒有問題！\r\u003cBR\u003eDAWHO外幣早已就緒!DAWHO可以直接參加永豐銀行外幣定存優惠方案，讓外幣存款更有價值。

此外，DAWHO有VIP等級的換匯優惠，不管是出國旅遊或是投資買賣外幣都可以換越多賺越多。

","FAQTITLE":"DAWHO可以參加外幣優惠定存嗎？","FAQNO":"895","DOCRURL":"","SATISFACTIONCOUNT":"0","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"638","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"存款儲蓄","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00003","BANKCATEGORYNUM":"","FAQANSWER":"您可以直接登入MMA網路銀行或是行動銀行APP，在信用卡\u003eDebit卡\u003e內的交易明細功能中，查詢Debit卡消費的詳細資料。

","FAQTITLE":"要如何查詢Debit卡的消費記錄？","FAQNO":"887","DOCRURL":"","SATISFACTIONCOUNT":"0","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"628","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"現金回饋卡","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"https://dawho.tw/about/loan/#credit","FAQSUBCATEGORYNUM":"00005","BANKCATEGORYNUM":"","FAQANSWER":"可透過【更多說明】立即申貸填寫資料，將於營業時間1小時內專人透過電話方式與你聯絡！","FAQTITLE":"我已經有DAWHO了，要怎麼申辦DAWHO信貸？","FAQNO":"927","DOCRURL":"","SATISFACTIONCOUNT":"1","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"585","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"貸款","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00067","BANKCATEGORYNUM":"","FAQANSWER":"您可於聽到語音播出“請選擇帳戶類別…”時按#，接著輸入您14位轉出或轉入帳號即可。

","FAQTITLE":"語音服務帳號是否可以自行輸入，不用選擇的方式呢?","FAQNO":"593","DOCRURL":"","SATISFACTIONCOUNT":"0","NEWUSERFAQTITLE":"","FAQCATEGORY":"語音服務","HOTFAQ":"低","CLICKCOUNT":"535","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"操作說明","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00007","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00008","BANKCATEGORYNUM":"deposits-loans","FAQANSWER":"1.房貸彈性繳款是讓您每月還款金額更有彈性，可約定最低只繳息（無條件進位至百元），最高為原本息攤還月付金之3倍（無條件捨去至百元）；而且單次申請最長可達24期的彈性還款方案。

\u003cBR\u003e2.線上申辦快速便利。

讓您可以靈活運用房貸資金，調整財務需求。

","FAQTITLE":"請問什麼是房貸彈性繳款，有何特色呢?","FAQNO":"650","DOCRURL":"","SATISFACTIONCOUNT":"0","NEWUSERFAQTITLE":"","FAQCATEGORY":"個人貸款","HOTFAQ":"中","CLICKCOUNT":"526","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00002","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00004","BANKCATEGORYNUM":"","FAQANSWER":"您好，若您在申請時遇到下列訊息，此訊息來自扣款行，需請您洽詢扣款行，謝謝。

\r\u003cBR\u003e1.A7帳戶已結清\r\u003cBR\u003e2.AM非網銀帳號\r\u003cBR\u003e3.DW客戶未申請帳戶交易類服務\r\u003cBR\u003e","FAQTITLE":"我要申請「存款自動轉入」，申請結果顯示錯誤訊息，請問我該怎麼辦?","FAQNO":"982","DOCRURL":"","SATISFACTIONCOUNT":"1","NEWUSERFAQTITLE":"","FAQCATEGORY":"台幣存款","HOTFAQ":"低","CLICKCOUNT":"523","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"存款自動轉入","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00006","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00067","BANKCATEGORYNUM":"","FAQANSWER":"進入語音服務，您可以統一證號或帳號登入。

舉例說明：\u003cBR\u003e1.統一證號00012345DB：請輸入8位數字後，再輸入英文字母轉為數字，如：000123450402#\u003cBR\u003e2.統一證號DB000123458：請輸入英文字母轉為數字再按“＊”，如：0402＊00012345＊8#","FAQTITLE":"語音服務中外藉人士的統一證號要怎麼輸入?","FAQNO":"589","DOCRURL":"","SATISFACTIONCOUNT":"0","NEWUSERFAQTITLE":"","FAQCATEGORY":"語音服務","HOTFAQ":"中","CLICKCOUNT":"497","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"操作說明","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00007","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00067","BANKCATEGORYNUM":"","FAQANSWER":"任何時間您操作上有任何問題，請隨時按9轉接專人，我們將竭誠的為您服務。

","FAQTITLE":"語音操作過程中，遇到問題怎麼辦?有人可以為我服務嗎?","FAQNO":"596","DOCRURL":"","SATISFACTIONCOUNT":"0","NEWUSERFAQTITLE":"","FAQCATEGORY":"語音服務","HOTFAQ":"低","CLICKCOUNT":"494","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"操作說明","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00007","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00008","BANKCATEGORYNUM":"deposits-loans","FAQANSWER":"只要符合申請資格條件即可申請，並無申請頻率及次數之限制。

","FAQTITLE":"請問我剛申請過房貸彈性繳款，可以馬上再申請嗎?最多可以申請幾次呢？","FAQNO":"652","DOCRURL":"","SATISFACTIONCOUNT":"1","NEWUSERFAQTITLE":"","FAQCATEGORY":"個人貸款","HOTFAQ":"中","CLICKCOUNT":"479","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00002","NEWUSERFAQ":""},{"MOREURL":"https://dawho.tw/about/loan/#credit","FAQSUBCATEGORYNUM":"00005","BANKCATEGORYNUM":"","FAQANSWER":"非常歡迎噢~可點選【更多說明】立即申貸填寫資料，將有專人為你提供專業服務喔！","FAQTITLE":"我已經有其他銀行的信用貸款了，可以用DAWHO信貸來償還那些貸款嗎？","FAQNO":"930","DOCRURL":"","SATISFACTIONCOUNT":"1","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"465","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"貸款","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00001","BANKCATEGORYNUM":"","FAQANSWER":"可以的，只要您還沒有永豐銀行的存款帳戶，就可以申請DAWHO喔！\r\u003cBR\u003e","FAQTITLE":"我已經有永豐銀行信用卡，可以申請嗎？","FAQNO":"912","DOCRURL":"","SATISFACTIONCOUNT":"0","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"459","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"開戶申請","ISVISIBLE":"1","SERVICEURL":"https://dawho.tw/how/prepare","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"https://dawho.tw/about/loan/#credit","FAQSUBCATEGORYNUM":"00005","BANKCATEGORYNUM":"","FAQANSWER":"為節省寶貴時間，可以同時申請數位帳戶與DAWHO信貸，可透過【更多說明】立即開戶＋申貸填寫資料！讓DAWHO全方位支持你夢想起飛。

","FAQTITLE":"我還沒有DAWHO，可以申請DAWHO信貸嗎","FAQNO":"928","DOCRURL":"","SATISFACTIONCOUNT":"1","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"458","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"貸款","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00008","BANKCATEGORYNUM":"deposits-loans","FAQANSWER":"(1)網路申請房貸彈性繳款每一筆分號收取手續費新台幣500元。

\u003cBR\u003e(2)臨櫃申請房貸彈性繳款每次新台幣5,000~12,000元。

","FAQTITLE":"申請房貸彈性繳款需要支付手續費嗎?","FAQNO":"656","DOCRURL":"","SATISFACTIONCOUNT":"0","NEWUSERFAQTITLE":"","FAQCATEGORY":"個人貸款","HOTFAQ":"中","CLICKCOUNT":"425","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00002","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00001","BANKCATEGORYNUM":"","FAQANSWER":"同一個身分證字號只可以申請一個DAWHO數位帳戶喔，厲害的數位帳戶優惠一樣多，一個就可以了喔！","FAQTITLE":"同一個人可以申請幾個DAWHO？","FAQNO":"905","DOCRURL":"","SATISFACTIONCOUNT":"0","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"413","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"開戶申請","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00001","BANKCATEGORYNUM":"","FAQANSWER":"很抱歉，目前還沒有開放未滿20歲的您申請DAWHO喔。

","FAQTITLE":"未成年人可以申請DAWHO嗎？","FAQNO":"902","DOCRURL":"","SATISFACTIONCOUNT":"0","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"410","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"開戶申請","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00003","BANKCATEGORYNUM":"","FAQANSWER":"有的，您可以在「DAWHO現金回饋Debit卡」背面看到這張卡的有效使用期限(MM/YY)，其中MM代表月份(如6月會是06)，YY代表西元的年份後兩位數（如2025年就會是25)。

\r\u003cBR\u003e\r\u003cBR\u003e卡片快到到期之前，您會收到我們主動通知您卡片更換的訊息喔。

\r\u003cBR\u003e","FAQTITLE":"Debit卡有使用期限嗎？","FAQNO":"886","DOCRURL":"","SATISFACTIONCOUNT":"1","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"398","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"現金回饋卡","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00000","BANKCATEGORYNUM":"","FAQANSWER":"線上增貸申請時，客戶需填寫與確認以下資料：\r\u003cBR\u003e1.填寫基本資料；\r\u003cBR\u003e2.上傳身分證明及財力證明文件；\r\u003cBR\u003e3.填寫增貸需求；\r\u003cBR\u003e4.下載與聲明同意貸款必要文件之條款及相關約定事項；\r\u003cBR\u003e5.再次確認所有申請內容是否正確。

","FAQTITLE":"請問房貸線上增貸申請時，需填寫與注意哪些內容？","FAQNO":"681","DOCRURL":"","SATISFACTIONCOUNT":"1","NEWUSERFAQTITLE":"","FAQCATEGORY":"個人貸款","HOTFAQ":"低","CLICKCOUNT":"354","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00002","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00004","BANKCATEGORYNUM":"","FAQANSWER":"因「存款自動轉入」功能需透過台灣票據交換所(以下簡稱票交所)所提供之eACH服務檢核，他行帳戶扣款後需由票交所檢核完畢才能存入本行帳戶，建議您可於扣款當日晚間18:15後查詢本行帳戶是否已成功入帳，如未入帳請隨時致電客服查詢。

\r\u003cBR\u003e","FAQTITLE":"為什麼我已申請每月固定從他行自動轉入我的永豐帳戶，扣款當日他行帳戶已被扣款但永豐帳戶卻還沒收到款項呢?","FAQNO":"986","DOCRURL":"","SATISFACTIONCOUNT":"1","NEWUSERFAQTITLE":"","FAQCATEGORY":"台幣存款","HOTFAQ":"低","CLICKCOUNT":"342","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"存款自動轉入","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00006","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00004","BANKCATEGORYNUM":"","FAQANSWER":"因使用自然人憑證進行驗證時須自行輸入扣款帳號，現行扣款帳號需填入14碼，若您的帳號未滿14碼，請在前方由左而右補0至14碼後應能排除您的問題。

\r\u003cBR\u003e","FAQTITLE":"我申請「存款自動轉入」，並使用自然人憑證進行驗證，在申請流程中填完資料後點選送出，卻出現「您尚有資料未輸入或檢核」，我該怎麼辦？","FAQNO":"985","DOCRURL":"","SATISFACTIONCOUNT":"3","NEWUSERFAQTITLE":"","FAQCATEGORY":"台幣存款","HOTFAQ":"低","CLICKCOUNT":"340","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"存款自動轉入","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00006","NEWUSERFAQ":""},{"MOREURL":"https://dawho.tw/faq/withdraw/#transfer","FAQSUBCATEGORYNUM":"00004","BANKCATEGORYNUM":"","FAQANSWER":"轉出方：設定取款密碼、轉帳金額，再將收款連結一起提供給對方就可以完成轉帳囉。

\r\u003cBR\u003e收款方：點選收款連結，輸入取款密碼、領取金額、驗證碼，再輸入收款銀行及銀行帳號，就可以完成收款囉。

\r\u003cBR\u003e更多詳細介紹請點選更多說明。

","FAQTITLE":"如何無碼轉帳？","FAQNO":"924","DOCRURL":"","SATISFACTIONCOUNT":"3","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"244","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"提款轉帳","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00008","BANKCATEGORYNUM":"deposits-loans","FAQANSWER":"申請房貸彈性繳款僅限本行符合申請資格條件之個人房貸戶。

","FAQTITLE":"請問公司戶可以申請房貸彈性繳款嗎?","FAQNO":"653","DOCRURL":"","SATISFACTIONCOUNT":"0","NEWUSERFAQTITLE":"","FAQCATEGORY":"個人貸款","HOTFAQ":"中","CLICKCOUNT":"238","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00002","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00000","BANKCATEGORYNUM":"","FAQANSWER":"撥款完成後，客戶可至本行網路銀行查詢並列印相關貸款文件，或可洽詢原貸款服務人員。

","FAQTITLE":"請問銀行如何提供房貸線上增貸的相關契約文件給客戶？","FAQNO":"686","DOCRURL":"","SATISFACTIONCOUNT":"1","NEWUSERFAQTITLE":"","FAQCATEGORY":"個人貸款","HOTFAQ":"低","CLICKCOUNT":"233","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"https://mma.sinopac.com/mma/share/HouseMortgages/Apply/HouseMortgagesLogin.aspx","FAQCATEGORYNUM":"00002","NEWUSERFAQ":""},{"MOREURL":"https://dawho.tw/hot/mortgage/financialloan/?utm_source##bank\u0026utm_medium##links\u0026utm_term##nonpaid\u0026utm_content##na\u0026utm_campaign##mortgage202009","FAQSUBCATEGORYNUM":"00005","BANKCATEGORYNUM":"","FAQANSWER":"理財型房貸就是把還款本金的變成轉換成能隨借隨還的資金，可以隨時動用、按日計息，方便資金調度。

想了解更多可點選更多說明。

","FAQTITLE":"什麼是理財型房貸？","FAQNO":"937","DOCRURL":"","SATISFACTIONCOUNT":"1","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"231","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"貸款","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00000","BANKCATEGORYNUM":"","FAQANSWER":"線上增貸簽約時，客戶需填寫與確認以下資料：\r\u003cBR\u003e1.確認及勾選撥款條件；\r\u003cBR\u003e2.審閱特約條款內容；\r\u003cBR\u003e3.確認契約審閱日期；\r\u003cBR\u003e4.勾選利率基礎調整通知方式；\r\u003cBR\u003e5.選擇預計撥款日；\r\u003cBR\u003e6.下載與聲明同意貸款必要文件之條款及約定事項。

\r\u003cBR\u003e","FAQTITLE":"請問房貸線上增貸簽約時，需填寫與注意哪些內容？","FAQNO":"682","DOCRURL":"","SATISFACTIONCOUNT":"1","NEWUSERFAQTITLE":"","FAQCATEGORY":"個人貸款","HOTFAQ":"低","CLICKCOUNT":"224","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00002","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00008","BANKCATEGORYNUM":"deposits-loans","FAQANSWER":"您只要符合申請資格即可進入網站申請，並確認約定內容即可，毋需提供任何文件或資料。

","FAQTITLE":"我在網路申請房貸彈性繳款需要提供任何文件或資料嗎?","FAQNO":"654","DOCRURL":"","SATISFACTIONCOUNT":"1","NEWUSERFAQTITLE":"","FAQCATEGORY":"個人貸款","HOTFAQ":"中","CLICKCOUNT":"211","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00002","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00004","BANKCATEGORYNUM":"","FAQANSWER":"當網頁畫面跳轉到扣款行時，此時操作流程已離開本行網站進入扣款行網路銀行，因涉及您在對方行庫之個人帳戶資料，故需請您洽詢對方行庫。

\r\u003cBR\u003e","FAQTITLE":"我已完成「存款自動轉入」申請，當網頁畫面跳轉到扣款行要做扣款授權時卻沒有任何資料，我該怎麼辦？","FAQNO":"984","DOCRURL":"","SATISFACTIONCOUNT":"0","NEWUSERFAQTITLE":"","FAQCATEGORY":"台幣存款","HOTFAQ":"低","CLICKCOUNT":"171","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"存款自動轉入","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00006","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00000","BANKCATEGORYNUM":"","FAQANSWER":"您可透過線上留言由我們立即指派專人與您聯絡，或洽詢貸款服務人員。

\r\u003cBR\u003e","FAQTITLE":"請問若對於線上增貸申請或線上簽約內容有問題該怎麼辦？","FAQNO":"685","DOCRURL":"","SATISFACTIONCOUNT":"1","NEWUSERFAQTITLE":"","FAQCATEGORY":"個人貸款","HOTFAQ":"低","CLICKCOUNT":"143","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00002","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00001","BANKCATEGORYNUM":"","FAQANSWER":"很抱歉，目前只開放本國的個人戶申請DAWHO喔。

","FAQTITLE":"公司、企業、商號或是法人可以申請DAWHO嗎？","FAQNO":"904","DOCRURL":"","SATISFACTIONCOUNT":"0","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"142","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"開戶申請","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00000","BANKCATEGORYNUM":"","FAQANSWER":"符合適用條件之本行房貸貴賓，經過網路銀行或行動銀行認證後，即可線上申請房貸增貸，貸款核准後亦可於線上簽約，方便客戶即時取得所需資金。

","FAQTITLE":"請問什麼是房貸線上增貸，有何特色呢？","FAQNO":"676","DOCRURL":"","SATISFACTIONCOUNT":"1","NEWUSERFAQTITLE":"","FAQCATEGORY":"個人貸款","HOTFAQ":"低","CLICKCOUNT":"136","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00002","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00000","BANKCATEGORYNUM":"","FAQANSWER":"貸款手續費每次最低為新台幣5,000元。

","FAQTITLE":"請問房貸線上增貸需收手續費嗎？","FAQNO":"679","DOCRURL":"","SATISFACTIONCOUNT":"1","NEWUSERFAQTITLE":"","FAQCATEGORY":"個人貸款","HOTFAQ":"低","CLICKCOUNT":"124","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00002","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00000","BANKCATEGORYNUM":"","FAQANSWER":"可登入本行網路銀行或行動銀行查詢。

\r\u003cBR\u003e\r\u003cBR\u003e","FAQTITLE":"請問如何查詢房貸線上增貸進度？","FAQNO":"683","DOCRURL":"","SATISFACTIONCOUNT":"2","NEWUSERFAQTITLE":"","FAQCATEGORY":"個人貸款","HOTFAQ":"低","CLICKCOUNT":"120","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"https://mma.sinopac.com/mma/share/HouseMortgages/Apply/HouseMortgagesLogin.aspx","FAQCATEGORYNUM":"00002","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00001","BANKCATEGORYNUM":"","FAQANSWER":"很抱歉，目前還沒有開放外籍人士申請DAWHO喔。

","FAQTITLE":"外國人可以申請DAWHO嗎？","FAQNO":"877","DOCRURL":"","SATISFACTIONCOUNT":"0","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"118","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"開戶申請","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00008","BANKCATEGORYNUM":"deposits-loans","FAQANSWER":"只要符合申請資格條件即可申請，並無申請次數限制。

","FAQTITLE":"請問申請房貸彈性繳款有申請次數的限制嗎?","FAQNO":"651","DOCRURL":"","SATISFACTIONCOUNT":"1","NEWUSERFAQTITLE":"","FAQCATEGORY":"個人貸款","HOTFAQ":"中","CLICKCOUNT":"117","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00002","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00008","BANKCATEGORYNUM":"deposits-loans","FAQANSWER":"您可直接登入於查詢終止頁面申請取消即可。

如果符合申請資格可以直接登入申請頁面直接申請修改變更。

","FAQTITLE":"房貸彈性繳款申請成功後可以取消或變更嗎?","FAQNO":"655","DOCRURL":"","SATISFACTIONCOUNT":"2","NEWUSERFAQTITLE":"","FAQCATEGORY":"個人貸款","HOTFAQ":"中","CLICKCOUNT":"116","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00002","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00000","BANKCATEGORYNUM":"","FAQANSWER":"單次申請金額最低50萬元，最高不超過500萬元。

\r\u003cBR\u003e\r\u003cBR\u003e","FAQTITLE":"請問房貸線上增貸有申請金額的限制嗎？","FAQNO":"678","DOCRURL":"","SATISFACTIONCOUNT":"2","NEWUSERFAQTITLE":"","FAQCATEGORY":"個人貸款","HOTFAQ":"低","CLICKCOUNT":"115","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"https://mma.sinopac.com/mma/share/HouseMortgages/Apply/HouseMortgagesLogin.aspx","FAQCATEGORYNUM":"00002","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00000","BANKCATEGORYNUM":"","FAQANSWER":"申請完成或案件核准均會發送簡訊及email通知。

","FAQTITLE":"請問完成房貸線上增貸會發送提醒通知嗎？","FAQNO":"684","DOCRURL":"","SATISFACTIONCOUNT":"0","NEWUSERFAQTITLE":"","FAQCATEGORY":"個人貸款","HOTFAQ":"低","CLICKCOUNT":"115","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"服務諮詢","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00002","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00067","BANKCATEGORYNUM":"","FAQANSWER":"需請您本人先至任一分行臨櫃辦理書面約定手續，約定帳號將於次一營業日生效。

","FAQTITLE":"跨行轉帳或轉入自行非本人之帳號，須要辦理什麼手續?","FAQNO":"590","DOCRURL":"","SATISFACTIONCOUNT":"1","NEWUSERFAQTITLE":"","FAQCATEGORY":"語音服務","HOTFAQ":"中","CLICKCOUNT":"99","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"操作說明","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00007","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00067","BANKCATEGORYNUM":"","FAQANSWER":"您可查詢或傳真近一年內之帳戶往來紀錄，起迄日僅限三個月內的查詢區間。

","FAQTITLE":"語音服務可以查詢帳戶往來明細嗎?可查詢多久期間的記錄呢?","FAQNO":"594","DOCRURL":"","SATISFACTIONCOUNT":"0","NEWUSERFAQTITLE":"","FAQCATEGORY":"語音服務","HOTFAQ":"低","CLICKCOUNT":"67","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"操作說明","ISVISIBLE":"1","SERVICEURL":"","FAQCATEGORYNUM":"00007","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00005","BANKCATEGORYNUM":"","FAQANSWER":"僅需點選【線上服務】，填寫聯絡資料，本行營業時間將由專人儘速向你確認申請內容。

","FAQTITLE":"我已經有DAWHO了，要怎麼申辦DAWHO輕房貸呢？","FAQNO":"938","DOCRURL":"","SATISFACTIONCOUNT":"0","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"54","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"貸款","ISVISIBLE":"1","SERVICEURL":"https://dawho.tw/hot/mortgage/financialloan/?utm_source","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00005","BANKCATEGORYNUM":"","FAQANSWER":"當然可以的！在永豐銀行任一家分行都可以詢問DAWHO輕房貸相關問題。

為了節省你寶貴的時間，建議你可請點選【線上服務】或事前向分行業務預約諮詢時間。

","FAQTITLE":"我可以直接到永豐的分行申請DAWHO輕房貸嗎？","FAQNO":"936","DOCRURL":"","SATISFACTIONCOUNT":"0","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"36","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"貸款","ISVISIBLE":"1","SERVICEURL":"https://dawho.tw/hot/mortgage/financialloan/?utm_source","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""},{"MOREURL":"","FAQSUBCATEGORYNUM":"00005","BANKCATEGORYNUM":"","FAQANSWER":"可以喔！為節省你的寶貴時間，建議你可以同時申請DAWHO輕房貸和DAWHO數位帳戶。

請點選【線上服務】！","FAQTITLE":"我還沒有DAWHO，可以申請DAWHO輕房貸嗎？","FAQNO":"935","DOCRURL":"","SATISFACTIONCOUNT":"0","NEWUSERFAQTITLE":"","FAQCATEGORY":"DAWHO數帳","HOTFAQ":"低","CLICKCOUNT":"33","BANKCATEGORY":"存款貸款","FAQSUBCATEGORY":"貸款","ISVISIBLE":"1","SERVICEURL":"https://dawho.tw/hot/mortgage/financialloan/?utm_source","FAQCATEGORYNUM":"00000","NEWUSERFAQ":""}] 存款貸款 Q&A 新手123①存款開戶②未成年人開戶③金融卡開卡 全部展開 Q. 次點閱 A. 線上服務 文件下載 更多說明 請問是否有解決您問題？ 滿意次 連絡客服 網路客服 電話客服 相關Q&A 熱門Q&A Q.透過ATM轉帳，轉帳限額是多少?一天最多可以轉多少金額?335681次點閱Q.金融卡有提領金額的限制嗎?207188次點閱Q.開戶需要那些證件?195120次點閱Q.在ATM存款有金額限制嗎？150240次點閱Q.跨行轉帳或提款的手續費是多少呢?90313次點閱