International Payments | NatWest International

Sending money abroad? ; Payment Type. International Payments ; Amount. £20,000 or less ; Arrival. 1-2 working days ; Fee. Free of charge. JumptoAccessibility JumptoContent Home Travel&International InternationalPayments Internationalpayments Helpwithoverseaspayments Onthispage Whatyou'llneed WhatisanIBAN? Commonquestions Sendingmoneyabroad Receivingmoneyfromabroad Whatyou'llneed Whetheryou'resendingorreceivingpayments,checkwhatyou'llneedtohandbeforechoosingoneofourconvenientinternationalpaymentsolutions. Makinginternationalpayments Makesureyouhave... Recipientname InternationalBankAccountNumber(IBAN) SWIFT/BIC Recipientbankname Recipientbankaddress Receivingeuropayments Makesureyouhave... Ourfullname:NatWestplc OurSWIFTaddress:NWBKGB2L Your InternationalBankAccountNumber(IBAN) Receivingnon-europayments Makesureyouhave... Ourfullname:NatWestplc Yourbranchsortcode Yourbranchnameandaddress Youraccountnameandnumberoridentifier WhatisanIBAN? Tomakeandreceivepaymentsoverseasyou'llhavetouseanInternationalBankAccountNumber(IBAN).  AnIBANisalwaysusedinconjunctionwithaBankIdentifierCode(BIC)-asequenceofnumbersandletterswhichidentifiesabankandbranch. UseourcheckertooltobesurethatyourIBANisvalidbeforesendingapayment.  IBANChecker Commonquestions HowshouldanIBANlook? AnIBANwillbebetween15and28charactersinlength,dependingonthecountrywheretheaccountisheld.UKIBANsare22characterslong. Inprintedform,thenumberisfrequentlysplitintogroupsoffourcharacters,makingiteasiertoread.Whenitisusedelectronicallyitshouldn'tcontainblankspacesorthewordIBAN.Forexample: AprintedIBANwouldlooklikethis:GB99RBOS12345612345678 Whiletheelectronicequivalentwouldlooklikethis:GB99RBOS12345612345678 HowdoIBANsworkwhenmakingpayments? IBANsandBICsareusedthroughouttheEuropeanUnion,EuropeanEconomicAreaandSwitzerland.Theyshouldbeusedonallpaymentstoandfromthesecountries. YoumustalwaysquotetheIBANandBICofthebeneficiary.Don'tgiveextrainformation-suchasaccountnumbersorbanknamesasthiscancauseproblemswiththepayment. YoucanalsouseIBANandBICtomakecurrencypaymentswithintheUK.Butifyou'resimplymakingsterlingpaymentsintheUK,youshouldusesortcodesandaccountnumbers. HowdoIBANsworkforreceivingpayments? Ifyou'rereceivingfunds: GivethepayeryourIBANandBIC Don'tprovideanyotherinformation(suchasyouraccountnumberoraddress) Althoughit'snotessential,youcanalsoprovideyourIBANandBICforpaymentsbeingreceivedfromothercountries. WhydoIBANsmakepaymentseasier? AlltheEUcountrieshavedifferentwaysofexpressingaccountnumbersandformatsformakingdomesticpayments.TheIBANprovidesonecommonstyle,(eventhoughtheylookdifferent)ofaccountnumberformatacrosstheEUandEEA.It'seasierforbankstoidentifyifacustomerhasmissed,addedortransposedanynumbers. ShouldIuseIBANforallpayments? No,youshouldcontinuetousesortcodesandaccountnumbersforsterlingpaymentsintheUK. Strictlyspeaking,IBANsonlyapplytoeuropayments.AlthoughwestronglyrecommendtheuseofIBANandBICforallpaymentsyoumakeorreceivefromtheEUandEEAincludingsterlingpayments. CanIuseIBANandBICforcountriesoutsidetheEuropeanUnion? Yesyoucan.YoucanquotetheIBANasyouraccountnumberandtheBICasyourbankdetailsinthesamewaythatyoupresenttheinformationforEUandEEA.TheinformationissufficientforthepaymenttoreachyouraccountatNatWestInternational. Sendingmoneyabroad? Nomatterwhereyou'resendingmoneywehavearangeoftransfermethodsforyoutochoosefrom. Exploreourpaymentmethods Onlinebankingpayments ManualPayments PaymentType InternationalPayments Amount £20,000orless Arrival 1-2workingdays Fee Freeofcharge £10agentschargemaybeapplicabletosomepayments. PaymentType InternationalPayments EuroInternationalPayments* Amount Anyamount AnyamountsentinEuro Arrival 1-2workingdays 1-2workingdays Fee 0.3%(min£23,max£40) Freeofcharge £10agentschargemaybeapplicabletosomepayments. *PaymentsmadewithintheUK,ChannelIslands,IOM,GibraltaroranycountrywithintheEEA(EuropeanEconomicArea) Receivingmoneyfromabroad? Electronicbanktransfer-Euro Thefastestandmostsecurewaytoreceivemoneyfromabroad.  Secure -thesender'sbankissuestheelectronicpaymentinstructionstoabankintheUK.Themoneyisthenpaidintoyouraccount. Fast -fundsarecreditedtoyouraccountasquicklyaspossible.Thiswillbeeitheronthevaluedateor,ifthisisn'tpossible,onthenextpossiblevaluedate. Automaticconversion -itdoesn'tmatterifthepaymentcurrencyisdifferentfromyouraccountcurrency.Solongasthepaymentisunder£100,000we'llautomaticallyconvertit. You'llneedtoprovidethepayerwiththefollowinginformation: Ournameinfull:NatWestplc OurSWIFTaddress:NWBKGB2L Youraccountnameandnumber.Thisneedstobean IBAN (InternationalBankAccountNumer). Electronicbanktransfer-Non-Euro Thefastestandmostsecurewaytoreceivemoneyfromabroad.  Secure -thesender'sbankissuestheelectronicpaymentinstructionstoabankintheUK.Themoneyisthenpaidintoyouraccount. Fast -fundsarecreditedtoyouraccountasquicklyaspossible.Thiswillbeeitheronthevaluedateor,ifthisisn'tpossible,onthenextpossiblevaluedate. Automaticconversion -itdoesn'tmatterifthepaymentcurrencyisdifferentfromyouraccountcurrency.Solongasthepaymentisunder£100,000we'llautomaticallyconvertit. You'llneedtoprovidethepayerwiththefollowinginformation: Ournameinfull: NatWestplc Yourbranchsortcode Yourbranchnameandaddress Youraccountnameandnumberoridentifier Draftsandcheques Handlingdraftsandcheques Whilewedon'tusuallyrecommenddraftsandcheques,abasicprinciplethatyoucanapplytomaketheprocessassimpleandcostefficientaspossibleistoincludemultipleSterlingchequesanddraftsinthesametransaction.Theseneedtobeinthesamecurrency,drawnonbankorbuildingsocietybranchesbasedintheUK,ChannelIslands,IsleofManorGibraltar,fornegotiation. Ifachequeordraftistheonlywaythatyou'reabletoreceivepaymentsfromoverseas,pleasenotethatwecanonlyclearthesepaymentsifthey'remadeinSterlingbyanissuer,bankorbuildingsocietybranchbasedintheUK,ChannelIslands,IsleofManorGibraltar. Pleasenotethatwe'reunabletoaccept: depositsmadetoyouraccountinnon-Sterlingcheques,internationalordomesticdraftsortravellerschequedepositsfromanyissuer Sterling/GBPchequesissuedbyabankorbuildingsocietybranchbasedoutsidetheUK,ChannelIslands,IsleofManorGibraltar Anydepositsorcreditsofthisnaturethatwereceivewillbereturned.Wedonotissueinternationaldraftpayments. Ifyouhaveanyquestionsorneedtounderstandwhatotheroptionsmightsuityourrequirements,pleasegetintouchwithyourusualcontactattheBankwhowillbeabletoassist. Somethingelsewecanhelpyouwithtoday? Typeyourquestionhere Opensinanewwindow